We understand that every dollar saved on daycare & nursery school insurance can make a difference in a child’s life!

That’s why have created a specialized program for the child-care industry. It’s our hope the nursery schools, day cares, & pre-schools that use our program, which should result in less insurance premium, put those savings back into the children as you see fit. Pay the insurance company less so your children, your teachers, and your facilities benefit.

Whether you are looking for day care insurance, nursery school insurance, or preschool insurance, we are here to offer the best combination of insurance protection for the lowest possible cost, bringing tremendous value to your school or child care establishment.

Our Child Care-specific insurance products ensure a safe, secure, and protected environment for your staff and your children. We can include:

  • Professional Liability Coverage – insures your employees against liability claims stemming from professional services they provide or fail to provide.
  • Abuse & Molestation Coverage – guards against liability stemming from allegations of child abuse or allegations of improper supervision of children that may lead to abuse.
  • Commercial General Liability Coverage
  • Commercial Property Coverage
  • Workers Compensation Coverage
  • And more…

We offer many perks and benefits for our clients such as:

  • Kidnap Expenses – $50,000 limit
  • Directors & Officers Identity Theft – $25,000 limit
  • Workplace Violence Counseling Expense – $30,000 limit
  • Flood Coverage – Automatic $30,000 limit

Furthermore, we take it yet another step further:

  • “Keep the Children Safe” discounts for running background checks, employment checks, credit reports, etc. to help reduce your exposure to workplace violence, fraud and lawsuits related to negligent hiring practices.
  • Easily tailored payment plans that accommodate your check book!

Call 914-357-8444 now, or fill in the form above, to make sure your precious resources stay allocated to the children.

Contact a Risk Advisor  for more information on Daycare & Nursery School Insurance by filling out the form below or giving us a call at

(914) 357-8444

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The Metropolitan Risk Difference

The Best Rates For Daycare & Nursery School Insurance. Period.

We’ve worked with Daycares & Nursery Schools for a long time.  As such, we have gained access to the best markets for Daycare & Nursery School Insurance.  As a result, we give you access to the most competitive rates. Rest assured – we know your industry inside and out.

Your Own O.O.D.A. Risk Management System

High insurance costs are ultimately a symptom of your past losses. That’s why we built our proprietary O.O.D.A. Risk Management System which allows you to easily manage your risk management program. Our web-based design offers handy tables and charts, frequently updated claims, and policy data. We give you access to all kinds of claim criteria like causation, location, and even body part. We also tell you how your claims directly affect your costs.

With this system, you won’t need to wait until renewal to know where your costs are heading. You will have real time access to reports such as your loss pic and loss ratios, and all risk related activity. You can collaborate with both your team and ours directly inside the system. One source of data so we can all work toward the same goal, lowering your risk. Contact us for a free demo.

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Cloud Based, 24/7 Human Resources Team

We have partnered with ThinkHR to provide you with a powerful tool to make quick, accurate and intelligent Human Resources decisions. Businesses across the country are calling it the best HR resource they’ve ever used.

ThinkHR doesn’t make you talk to a machine. Instead, you get access to real live HR professionals. If you don’t have a Human Resources department, now you do! If you have one, make their lives easier, with ThinkHR.

Annual Checkup & Coaching Calls

We think that lasting success stems from accountability – from trust. With our annual check-up, and regular coaching calls, our staff ensures that we’re on top of your account. This check up often includes:

  • Loss History Evaluation
  • Mod Analysis
  • Audit Verification (Audits frequently have errors, the ones we find could mean a check in the mail for you)
  • Insurance Marketing Strategy
  • Important Claims Updates

A Mobile App to Manage Your Risk

Timing after an accidental is critical…and the hours immediately following the accident can affect your risk tremendously. Our new mobile app will help you and your employees manage your risk quickly and efficiently.

Our mobile application will offer your supervisors & employees the most convenient way to report safety incidents, hazards, and claims to management. You can also call our 24/7 Claims Hotline.

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Risk Hot Spots For Daycare & Nursery School Insurance

COMP CARE

COMP CARE sets the standard in workers’ compensation cost containment, which is a common issue for Nursing Home & Assisted Living facilities. The program focuses on preventing injuries from happening in the first place, instilling procedures for when an injury does occur, and managing claims with the goal of getting the employee back to work as soon as possible. For more information on COMP CARE click here.

Fleet Safety Management

We have the ability to bring you best in class fleet safety technology at a cost effective price. This could include:

Video in every vehicle – Patented vehicle data and video event recording technology, combined with a comprehensive driving performance program. Helps protect drivers on the road, and improve results for fleets everywhere.

Telematics – helps you turn comprehensive data on engine diagnostics, speeding, harsh braking and more into timely corrective action.

Web-based MVR monitoring –  ensures that you know when a driver receives a new violation (daily, weekly or monthly depending on state).

Decal Based Monitoring – Our vendor’s pioneering decal-based driver monitoring has delivered exceptional ROI for more than 20 years — and it’s even more valuable as a complementary component.

Plus – Cell Phone Monitoring, Training, & Coaching

Request A Meeting With A Risk Advisor

Child Care Insurance Testimonials

“Met Risk addressed key issues relating to our facility, staff, and board of directors, which were concerns with our previous program. We feel our operations are in a safer place as Met Risk has demonstrated their extensive knowledge and resource base, relating to child care”

Norma BrockmanDirector - Red Balloon Learning CenterRedBalloonLearningCenter.org

“Michael Stoop and his talented team at Metropolitan Risk have been so helpful to us at Student Advocacy. It’s nice to see him sharing his expertise far and wide. Thank you, Met Risk!”

Martha JordanAssistant Director - Student AdvocacyStudentAdvocacy.net