We’ve worked with Human Services and Health Care Organizations for a long time, and have gained access to the best insurance markets for Home Health Care. As a result, we give you access to the most competitive rates. Rest assured – we know your industry inside and out.
High insurance costs are ultimately a symptom of your past losses. That’s why we built our proprietary O.O.D.A Risk Management System which allows you to easily manage your risk management program. Our web-based design offers handy tables and charts, frequently updated claims, and policy data. We give you access to all kinds of claim criteria like causation, location, and even body part. We also tell you how your claims directly affect your costs.
With this system, you won’t need to wait until renewal to know where your costs are heading. You will have real time access to reports such as your loss pic and loss ratios, and all risk related activity. You can collaborate with both your team and ours directly inside the system. One source of data so we can all work toward the same goal, lowering your risk. Contact us for a free demo.
We have partnered with ThinkHR to provide you with a powerful tool to make quick, accurate and intelligent Human Resources decisions. Businesses across the country are calling it the best HR resource they’ve ever used.
ThinkHR doesn’t make you talk to a machine. Instead, you get access to real live HR professionals. If you don’t have a Human Resources department, now you do! If you have one, make their lives easier, with ThinkHR.
We think that lasting success stems from accountability – from trust. With our annual check-up, and regular coaching calls, our staff ensures that we’re on top of your account. This check up often includes:
- Loss History Evaluation
- Mod Analysis
- Audit Verification (Audits frequently have errors, the ones we find could mean a check in the mail for you)
- Insurance Marketing Strategy
- Important Claims Updates
Timing after an accidental is critical…and the hours immediately following the accident can affect your risk tremendously. Our new mobile app will help you and your employees manage your risk quickly and efficiently.
Our mobile application will offer your supervisors & employees the most convenient way to report safety incidents, hazards, and claims to management. You can also call our 24/7 Claims Hotline.
(Premium) Popular Solutions For Home Health Care’s Biggest Risks:
COMP CARE sets the standard in workers’ compensation cost containment, which is a common issue for Home Health Care providers. The program focuses on preventing injuries from happening in the first place, instilling procedures for when an injury does occur, and managing claims with the goal of getting the employee back to work as soon as possible. For more information on COMP CARE click here.
We have the ability to bring you best in class fleet safety technology at a cost effective price. This could include:
Video in every vehicle – Patented vehicle data and video event recording technology, combined with a comprehensive driving performance program. Helps protect drivers on the road, and improve results for fleets everywhere.
Telematics – helps you turn comprehensive data on engine diagnostics, speeding, harsh braking and more into timely corrective action.
Web-based MVR monitoring – ensures that you know when a driver receives a new violation (daily, weekly or monthly depending on state).
Decal Based Monitoring – Our vendor’s pioneering decal-based driver monitoring has delivered exceptional ROI for more than 20 years — and it’s even more valuable as a complementary component.
Plus – Cell Phone Monitoring, Training, & Coaching
Home Health Testimonial
“We originally met with Metropolitan Risk because our workers comp costs had significantly increased. They told us we needed to proactively manage our risk and claims, and we agreed. We were confident they could help us accomplish our goals but honestly didn’t expect the ROI we received so soon. Our experience mod has decreased twice since we engaged. We are now working with them on improving other areas of our business and are much more confident in our systems and processes surrounding the managing of our risk & insurance. We are thrilled to have such a knowledgeable partner, and will never go back to our old ways again.”