New York State's Updated Sick Leave Law

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New York State’s Paid Sick Leave policies were introduced on April 3, 2020, and went into effect on Sept. 30, 2020. On January 1, 2021, employees may start using their accrued leave.  The number of sick leave hours required is based on…
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5 Tips For Employers With Repeat Accident Offenders

Do You Have Employees That Are Repeat Accident Offenders?    If your business suffers from the high cost of employee injuries on their workers' compensation insurance due to the same employees becoming injured repeatedly; this article…
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How Workers' Compensation Class Code #8873 "Telecommuter Reassigned Employees" Can Help You Save Money On Your Insurance Premium

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The New York Workers’ Compensation Insurance Rating Board (NYCIRB) has released a new class code for ‘Telecommuter Reassigned Employees’. If you are a business owner you might be wondering how do I adjust my workers' compensation rates…
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Buying Cyber Insurance Does Not Protect Your Organization From Hackers

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Understand that purchasing Cyber Insurance does not protect your organization from hacking. It simply finances some, not all components of the loss. A recent report by cybersecurity company Barracuda reported that Google-branded Spear Phishing…
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Having The CORRECT Business Interruption Insurance Determines If Your Business Survives

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Business Income Insurance or Business Interruption Coverage is not only the most often overlooked insurance coverage, but the error rate in how it's calculated is over 90%, and I am being generous here. Skeptical, pull your policy. My guess…

Cyber Security Awareness Month

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October is Cyber Security Awareness Month!    Cybersecurity is one of the fastest-growing concerns for businesses as many opportunities for growth within an organization have developed into fully remote positions.  To Celebrate…

New York's DOL Introduces New Notice Of Pay Rate form for Home Care Providers Under New York Wage Prevention Act Updates

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Effective October 1, 2020, New York State's Department of Labor requires a new Notice of Pay Rate form for employers.  The form is required to be used by home healthcare aide under the Wage Parity Law. The updated changes to the New York Wage…
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Social Engineering: Meaning and Impact

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Definition Social Engineering is the means of deception to extract sensitive, personal information that can then be used for further purposes, such as bank fraud, account takeovers, or identity theft. Cyber hackers primarily use social engineering…
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New Jersey’s New COVID-19 Workers’ Compensation Legislation Favors Employees

On Sept 14, 2020, New Jersey Governor Phil Murphy signed into law Senate Bill 2380 (S2380), expanding access to workers’ compensation benefits for workers infected with COVID-19. This bill retroactively covers Covid-19 positive "essential"…