What’s Included?

Comprehensive Adult Day Care Insurance for Workers Compensation & General Liability

We’ve worked with Adult Day / Senior Care organizations for a many years allowing us to leverage that knowledge to help build proper systems around you for your adult care insurance. This helps us deliver exceptional rates on your adult daycare workers compensation insurance,  adult day care general liability insurance , & adult day care commercial auto insurance. 

We have found the two areas that are driving costs for Adult Daycare and Senior Care organizations the most are workers compensation insurance and commercial auto insurance for those organizations who are providing transportation. This is why we built our COMP CARE program and our Fleet Auto program . Once your facility is enrolled in one of our risk management programs you gain access to very exclusive workers compensation , commerical auto and general liability markets built especially for your organization. You would not have access to these unquire  workers compensation insurance or commercial auto insurance built specifically for adult day care centers without our risk management programs. 

We suggest a quick discussion with one of our Risk Advisors by CLICK HERE to see what your opportunities await your challenge.

Your Own O.O.D.A Risk Management System

High insurance costs are ultimately a symptom of your past losses. That’s why we built our proprietary O.O.D.A. Risk Management System which allows you to easily manage your risk management program. Our web-based design offers handy tables and charts, frequently updated claims, and policy data. We give you access to all kinds of claim criteria like causation, location, and even body part. We also tell you how your claims directly affect your costs.

With this system, you won’t need to wait until renewal to know where your costs are heading. You will have real time access to reports such as your loss pic and loss ratios, and all risk related activity. You can collaborate with both your team and ours directly inside the system. One source of data so we can all work toward the same goal, lowering your risk. Contact us for a free demo.


Cloud Based, 24/7 Human Resources Team Included In Our Adult Day Care Insurance Programs

We have partnered with ThinkHR to provide our Adult Day Care Insurance customers with a powerful tool to make quick, accurate and intelligent Human Resources decisions. We believe fundamentally that many challenges  organizations experience within their Adult Day Care workers compensation insurance programs really start at the front end of the employee on-boarding process .

Many of our  organizations use our THINK HR tool to build a tight on-boarding training process where employees must take required safety classes. Once completed the employee receive a certificate of completion which rewards them and the Adult Day Care organization . Further contingent on how you deliver the training many of our THINK HR Training classes can be used to comply with state mandate continuing education and certification requirements.   Businesses across the country are calling it the best HR resource they’ve ever used.

ThinkHR doesn’t make you talk to a machine. Instead, you get access to real live HR professionals. If you don’t have a Human Resources department, now you do! If you have one, make their lives easier, with ThinkHR.

Annual Checkup & Coaching Calls for our Adult Day Care Insurance Customers

We think that lasting success stems from accountability – from trust. With our annual check-up, and regular coaching calls, our staff ensures that we’re on top of your account. This check up often includes:

      • Loss History Evaluation
      • Workers Compensation Experience Modification Analysis
      • COMP CHECK Audit Verification (Audits frequently have errors, the ones we find could mean a check in the mail for you)
      • Insurance Marketing Strategy
      • Critical Claims Updates on your Adult Day Care Insurance program.

A Mobile App to Assist In Managing Your Adult Day Care Insurance Risk

Timing after an accidental is critical…and the hours immediately following the accident can affect your risk tremendously. Our new mobile app will help you and your employees manage your risk quickly and efficiently allowing you to report directly into our system at the moment the incident occurs allowing us to respond immediately. 

Our mobile application will offer your supervisors & employees the most convenient way to report safety incidents, hazards, and claims to management.

Need to speak with our Claims Advocates right away. Call our Claims Hotline which is answered by a real live person 24/7. This feature is widely appreciated by our Adult Day Care Insurance customers who often are open beyond the regular business hours of their current insurance broker. There when you need us most!


Get a free consultation today!

Popular Solutions To Help Keep Your Adult Day Care Insurance Cost Low :


COMP CARE sets the standard in workers’ compensation cost containment, which is a common issue for Adult Day Care providers. The program focuses on preventing injuries from happening in the first place, instilling procedures for when an injury does occur, and managing claims with the goal of getting the employee back to work as soon as possible. For more information on COMP CARE click here.

Fleet Safety Management

We have the ability to bring you best in class fleet safety technology at a cost effective price. This could include:

Video in every vehicle – Patented vehicle data and video event recording technology, combined with a comprehensive driving performance program. Helps protect drivers on the road, and improve results for fleets everywhere.

Telematics – helps you turn comprehensive data on engine diagnostics, speeding, harsh braking and more into timely corrective action.

Web-based MVR monitoring –  ensures that you know when a driver receives a new violation (daily, weekly or monthly depending on state).

Decal Based Monitoring – Our vendor’s pioneering decal-based driver monitoring has delivered exceptional ROI for more than 20 years — and it’s even more valuable as a complementary component.

Plus – Cell Phone Monitoring, Training, & Coaching

Adult Day Care Testimonial

“We originally met with Metropolitan Risk because our workers comp costs had significantly increased. They told us we needed to proactively manage our risk and claims, and we agreed. We were confident they could help us accomplish our goals but honestly didn’t expect the ROI we received so soon. Our experience mod has decreased twice since we engaged. We are now working with them on improving other areas of our business and are much more confident in our systems and processes surrounding the managing of our risk & insurance. We are thrilled to have such a knowledgeable partner, and will never go back to our old ways again.”

Greg SchaeferCFO - Better Home HealthcareBetterHomeCare.com