The Best Insurance Rates for Commercial Trucking and Busing Companies
One of your most vexing challenges in the commerical transport business is maintaining profit margins in a constantly lower reimbursement environment. That is why the private busing and trucking companies are looking to us to reduce one of the largest expense components on their profit and loss statements; insurance.
Our clients understand the amount busing and trucking companies spend on their workers compensation and commercial auto insurance is a function of how well they prevent and manage their claims. That’s why they engage with a Risk Advisor. Utilizing some of the tools and resources below allow us to reduce your claims experience and in turn your insurance costs.
IF you’re a Trucking and Busing Company looking for commercial trucking insurance or commerical bus insurance, we strongly suggest you schedule a 5 minute call with a Risk Advisor by calling (914) 357-8444.
Your Own O.O.D.A. Risk Management System
High insurance costs are ultimately a symptom of your past losses. That’s why we built our proprietary O.O.D.A Risk Management System which allows you to easily manage your risk management program. Our web-based design offers handy tables and charts, frequently updated claims, and policy data. We give you access to all kinds of claim criteria like causation, location, and even body part. We also tell you how your claims directly affect your costs.
With this system, you won’t need to wait until renewal to know where your costs are heading. You will have real time access to reports such as your loss pic and loss ratios, and all risk related activity. You can collaborate with both your team and ours directly inside the system. One source of data so we can all work toward the same goal, lowering your risk. Contact us for a free demo.
Cloud Based 24/7 Human Resources Team
We have partnered with ThinkHR to provide you with a powerful tool to make quick, accurate and intelligent Human Resources decisions. Businesses across the country are calling it the best HR resource they’ve ever used.
ThinkHR doesn’t make you talk to a machine. Instead, you get access to real live HR professionals. If you don’t have a Human Resources department, now you do! If you have one, make their lives easier, with ThinkHR.
A Mobile App To Manage Your Risk
Timing after an accidental is critical…and the hours immediately following the accident can affect your risk tremendously. Our new mobile app helps you and your employees manage your risk quickly and efficiently.
Our mobile application offers your supervisors & employees the most convenient way to report safety incidents, hazards, and claims to management. You can also call our 24/7 Claims Hotline.
Annual Checkup & Coaching Calls
We think that lasting success stems from accountability – from trust. With our annual check-up, and regular coaching calls, our staff ensures that we’re on top of your account. This check up often includes:
- Loss History Evaluation
- Mod Analysis
- Audit Verification (Audits frequently have errors, the ones we find could mean a check in the mail for you)
- Insurance Marketing Strategy
- Important Claims Updates
(PREMIUM) Popular Solutions For Trucking & Busing Companies Biggest Risks
Fleet Safety Management
We have the ability to bring you best in class fleet safety technology at a cost-effective price. This could include:
Video in every vehicle – Patented vehicle data and video event recording technology, combined with a comprehensive driving performance program. Helps protect drivers on the road, and improve results for fleets everywhere.
Telematics – helps you turn comprehensive data on engine diagnostics, speeding, harsh braking and more into timely corrective action.
Web-based MVR monitoring – ensures that you know when a driver receives a new violation (daily, weekly or monthly depending on state).
Decal Based Monitoring – Our vendor’s pioneering decal-based driver monitoring has delivered exceptional ROI for more than 20 years — and it’s even more valuable as a complementary component.
Plus – Cell Phone Monitoring, Training, & Coaching
COMP CARE
COMP CARE sets the standard in workers’ compensation insurance cost containment, which is a common issue for owners of both trucking and busing companies. The program focuses on helping you preventing injuries from happening in the first place, instilling a 48 hour for when an injury does occur, and managing the workers’ compensation claims with the goal of getting the employee back to work as soon as possible. For more information on COMP CARE click here.
To get in touch with one of our Risk Advisors, fill out the form below or give us a call at
(914) 357-8444
Request A Meeting With A Risk Advisor
Are you a NYSBCA member? 
Metropolitan Risk offers a Free Risk assesment for exisiting NYSBCA members. Click here to learn more
Trucking & Busing Testimonial
“We chose Metropolitan Risk because we didn’t trust that our insurance left us properly protected or priced. We knew we had faced challenges inside our business but we weren’t convinced that there was a way to solve and avoid them. What we found was that our claims were driving our insurance costs across our entire business. We’ve been in business for over 20 years and have never had our insurance world explained and strategized in the way the Metropolitan Risk does. Now having a risk management team to manage our risk factors, claims and coverages, we feel we have a partner helping us rather than just a broker helping us “purchase” insurance. We will never go back to our old way of doing business again. Thank you to the team at Metropolitan Risk!”