The Hidden Advantage: How Nonprofits Can Save Up to 40% by Leveraging FUTA

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A Message to Nonprofit CEOs & CFOs As leaders of a non-profit organization, you're dedicated to your mission, ensuring every dollar serves your cause. This often means scrutinizing every expenditure, and payroll taxes are no exception.…

Immigration Crackdowns Trigger Insurance Fallout in Construction Industry

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With tighter immigration crackdowns making headlines, a lot of the workforce—especially second- and third-tier subcontractors—is disappearing from  job sites out of fear of deportation... Now, with fewer boots on the ground, carriers are slapping on tougher terms, scaling back coverage, and bumping up premiums...

Revisiting Law In NY On Workers Comp Increase Notifications

Celebrating a Workers Comp Increase Notification Law's Impact on New York Businesses Big I New York is celebrating the sustained impact of a law enacted six years ago safeguarding the state's businesses. Former Governor Andrew M. Cuomo signed…
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5 Common Sources of D&O Liability Claims

In today’s business climate of corporate transparency and accountability, an organization’s officers and directors face a myriad of employment-related exposures. Regardless of your company’s size or mission, the legal costs associated…
Commercial Insurance

Common D&O Insurance Exclusions: What to Know

Insight for business owners and risk managers about D&O insurance exclusion — provided by Metropolitan Risk Advisory After assessing your company’s risks, you’ve made the decision to purchase directors and officers (D&O) insurance.…
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What does Directors and Officers Insurance Cover?

Directors and Officers insurance specifically provides insurance coverage for a "wrongful act,” such as an actual or alleged error, omission, misleading statement, neglect or breach of duty. For example, A manufacturer told one of its…
Best Practices for managing your commercial insurance renewal strategy

What Does a Standard D&O Policy Contain?

What does a standard D&O policy have? A standard D&O policy has three insuring agreements, often referred to as sides A, B and C. These D&O insuring agreements specify the degree of coverage provided by a D&O policy and summarize…
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Do You Have Workers That Are Frequent Claim Filers?

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While the vast majority of workers comp claims are legitimate accidents from honest, hard-working employees eager to overcome their injury and get back to work. However, every so often an employee with ulterior, personal motives decides to beat…