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Understanding Your Commercial General Liability Insurance Will Absolutely Save Your Business From Financial Ruin

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Most businesses who purchase commercial general liability insurance have little understanding of how it’s structured and what is important. Instead they focus on the amount of limits offered per occurrence and the premium being charged for…
Adult Day Care Insurance

Adult Day Care Considerations for Your Business

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Running an adult daycare seems to be one of the harder gigs. Between keeping employees in check and fully trained and clients safe, it is a hard organization to manage. Our adult daycare inspection considerations list should help you keep insurance…
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Heat Injury and Illness in the Workplace

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An Under looked problem Heat injury and illness is a serious work-related danger that affects millions of American workers each year. Not only do heat injuries directly cause injuries/illness, but at times they are the underlying reason for…
Changes To Employment Practice Liability Laws Could Affect Your Business If You Are Not Careful

Is Your Organization Prepared For The Coming Changes That Could Increase Your EPL Risk?

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Rapidly changing times bring rapidly changing standards when it comes to things like diversity, harassment, and discrimination.  Employment practices liability has always had significant exposure but the current social climate adds a hypersensitivity…
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New York State Expands Anti-Discrimination Laws

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New York State (NYS) has once again increased its protections against workplace discrimination and harassment by updating and expanding its Anti-discrimination laws. Under a new law enacted on Aug. 12, 2019, certain provisions that were added…
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4 Types of Insurance To Consider Purchasing For Home Health Care Agencies

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Being prepared with the right home health care insurance will help you develop a strong system in your company. It’s important to have a tight process so everything is clear and understood. When opening your own home healthcare agency there…
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Workers Comp Claim: How To Prevent Hiring Your Next One

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Did you know that MOST workers comp challenges originate from the moment you send that offer of employment letter out?   If you didn't, you are not alone. When you hire a new employee, you inherit their ENTIRE medical history!…
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4 Quick Tips To Avoid or Finance A Wrongful Termination Suit

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Wrongful termination suits typically occur when an employee feels their firing was unjust. We will cover 2 of the most prevalent reasons employers are sued for wrongful termination as well as 4 quick tips to mitigate the loss. The…
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Avoiding General Wrongful Termination Lawsuits

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Firing an employee happens often and this recession has caused employers to fire many employees. Some cases involve an employee filing a lawsuit for unjustified termination. New York State employers are more protected by wrongful termination…