Self Insured Trusts

Why Current Economic Conditions Are Perfect To Restructure Your Insurance Program

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In our opinion, there is no better time to consider alternative risk transfer as a strategy to get more cost-efficient with respect to your current commercial property insurance, commercial liability insurance, workers compensation insurance,…
captive insurances man holding insurance

Reduce Costs At Scale By Restructuring Your Commercial Insurance Program

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Have you ever wondered how utilizing captives, a high deductible insurance program, alternative risk transfer, self-insured retentions, or retrospective rating plans could further reduce your commercial insurance costs off your already low commercial…

What Is The Cost To Run A Captive Insurance Program?

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How much does it cost to start and run a captive insurance company? It’s the most frequent upfront question we get from organizations that are looking at starting their own captive insurance company for their organization. The short answer…

New York Department of Financial Services Warns Businesses Who Use "Instant Quote" Software of Targeted Cyber Attacks

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The New York Department of Financial Services (DFS) has issued a cybersecurity fraud alert to all of its regulated entities, describing a "systemic and aggressive" campaign to steal consumers' private data. The DFS has reported from several…
businessman filling out paperwork

New Bill To Broaden Workplace Harassment Puts Business At Greater Risk

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N.Y. State lawmakers are working towards stricter standards on workplace harassment. Under today’s guidelines, judges have determined “pulling a bra strap” or “suggesting a woman gets breast implants” doesn’t qualify as workplace…