Are you in the process of establishing a new enterprise in New York? Among other things on your list of ‘things to do’ will be insurance. While coverage for property and other assets may be first to spring to mind, just as important is liability insurance. New York start-ups are well advised to have liability […]
Is your small business in New York growing so fast that you need to start hiring help for the first time? Congratulations! Becoming an employer rather than a solo business operator is likely to have implications for many aspects of your business; for example, hiring your first worker means that it’s mandatory for your business […]
In a recently published survey by Zywave, a leading insurance industry publisher, 59% of the 3,500 employers who responded to the survey ending February 24th 2012 said they were very concerned about workers compensation insurance rates. There were 20 business sectors that responded. The 20 sectors with the highest response rates were: Manufactures 20%, […]
As New York business owners ourselves, we know how busy life can be in this city. New Yorkers consult us for a wide range of insurance needs, for in their personal and professional lives. We all live in a litigious culture and our insurance professionals have expertise across the spectrum of liability insurance New York […]
It’s not until you are hit with a few unexpected workers’ compensation mistakes you really start thinking about how to improve them. When rates are low, many people think “out of sight, out of mind.” Most employers look at Workers’ Compensation as an unavoidable cost of doing business. At Metropolitan Risk Advisory we beg you […]
Were you aware that you could be sued by a competitor for recruiting and hiring their employees? Lawsuits targeting board members and execs are becoming very common. This article was written to make sure that you do not believe these fairly common myths about D&O insurance that could put you and your most valuable team […]
Workers’ compensation insurance is mandatory for New York employers. Purchasing New York workers compensation insurance may help to fulfill your legal obligations as an employer, but is there more you could do to keep your workforce safe and healthy? Working to eliminate workplace hazards is a great way to start your safety program. Attend to […]
Are you planning to start a home-based business in New York? Before you launch your business it’s important to consider the insurance implications of working from your home, such as home insurance, business insurance and New York workers compensation insurance. Let’s get the easy part over with first. New York workers’ compensation insurance is mandatory […]
New York businesses that sell, produce, distribute or serve alcohol need to carry liquor liability insurance. Restaurants and bars where liquor is sold obviously need the protection of this type of insurance product but don’t forget that you may also need protection if you serve alcohol to your guests at a business function even though […]