Captive Archives - Metropolitan Risk Advisory

captive insurance claims management strategies

Why Claims Management is Essential for Risk Management

Captive, Claims Management, Risk Management, Vlogs

Claims Management: The Main Driver of Your Total Cost of Risk Insurance cost isn’t just about premiums—it’s a direct reflection of how well you prevent and manage claims. The strongest risk management programs treat…

2 Critical Questions Every Commercial Insurance Buyer Never Asks

Captive, Risk Financing, Risk Management, Vlogs

Is Your "Status Quo" Costing You Capital? Many businesses today face a fundamental inefficiency in most commercial insurance programs. It often comes down to a lack of data transparency. As a CFO or CEO, you scrutinize every…

captive insurance high deductible program

Utilizing a Captive to Fund a High Deductible Program

Captive, Risk Financing, Risk Management, Vlogs

How a Captive Can Fund a High-Deductible Program—Without Leaving You Exposed By using a Captive, your company still maintains a traditional insurance policy, but with a higher deductible to reduce upfront premium and align…

Why Current Economic Conditions Are Perfect To Restructure Your Insurance Program

Captive, General Liability Insurance, Line of Insurance, Risk Financing, Risk Management, Risk Transfer, Workers Compensation Insurance

In our opinion, there is no better time to consider alternative risk transfer as a strategy to get more cost-efficient with respect to your current commercial property insurance, commercial liability insurance, workers compensation insurance,…

captive insurances man holding insurance

Reduce Costs At Scale By Restructuring Your Commercial Insurance Program

Captive, Line of Insurance, Practice Groups, Risk Financing, Risk Management, Risk Transfer

Have you ever wondered how utilizing captives, a high deductible insurance program, alternative risk transfer, self-insured retentions, or retrospective rating plans could further reduce your commercial insurance costs off your already low commercial…

What Is The Cost To Run A Captive Insurance Program?

Captive, Line of Insurance, Practice Groups, Risk Financing, Risk Management, Risk Transfer

How much does it cost to start and run a captive insurance company? It’s the most frequent upfront question we get from organizations that are looking at starting their own captive insurance company for their organization. The short answer…

What Are Micro Captives & How Can Your Business Utilize Them?

Captive, Line of Insurance, Risk Financing, Risk Management

Let’s start from square one. Captives, unlike insurance companies, are risk financing structures that do not pool risk between thousands of companies in exchange for a premium. They are expressly built to act just like and replace insurance…