commercial auto premiums

Why Commercial Auto Premiums Keep Rising—And What to Do About It

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If you’re a business owner, CEO, or CFO, you’ve likely watched your commercial auto premiums climb year after year, wondering when it will end. It’s a frustrating trend that can significantly impact your bottom line. While it’s easy…

A Fireside Chat with A Claims Adjuster

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Our Claims Advocacy Team got to sit down with a workers’ compensation claims professional who specializes in high exposure claims. They discussed a high exposure claim that wasn’t reported timely to the carrier after the incident occurred.     Please…
busy street in JapanPhoto by Sam zeng on Unsplash

Hired & Non-Owned Liability Coverage

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In the pursuit of operational efficiency, many organizations have inadvertently created a "shadow fleet." To reduce overhead and capital expenditures, companies across all sectors—from Home Healthcare to Construction to specialized Sales…
lower your risk of auto claims

Auto Exposure in Home Healthcare Organizations

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Many Human Services and Healthcare organizations rely on their staff to visit client homes, facilities, and provide transportation for clients.  A strong set of controls paired with the appropriate insurance coverage can significantly lower…
commercial insurance 101

Commercial Insurance 101: An Introduction to Insurance

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Commercial Insurance is one of those things that every company has but not every company understands. In some cases, a person is chosen to be put in charge of the insurance buying process and this person is usually an HR person who has a very…
fire department car crash

Driver Safety Policy Options For Home Healthcare Agencies

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Do you run a home health care agency where employees use their own car? If so, it is essential that you have a specifically designed implemented driver safety policy. Home health care agency employees often find themselves pressed for time.…
ambulance driving fast

First Responder Risk Management Basics

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Here are some basics as it relates to first responder drivers. Although we know much of this instinctually. Formalizing some basic risk management techniques for those who drive an ambulance or ambulette can help low your insurance costs. Further…
car accident

Drive Other Car Coverage Helps to Bridge Auto Policy Gap

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If you provide company vehicles to your employees and these employees don’t have their own personal automobile insurance policy, a potential gap in coverage exists. To adequately cover commercial automobile liability, a drive other car endorsement…

How to Identify & Correct High Risk Drivers - An Intro to Best Practice Fleet Safety

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If your organization relies on drivers as an integral part of day-to-day operations, you are probably aware of the extremely high risk that you are carrying. After all, motor vehicle crashes are the number one cause of workplace fatalities.…