AI Liability

Major Insurers are Pulling Back from AI Liability

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The continuing growth and integration of Artificial Intelligence into business operations—from automated customer service agents to advanced decision-making systems—promises unprecedented efficiency and cost reduction. However, as…
Amendments to ESSTA & TSCA

NYC Employers Amendments to ESSTA & TSCA Laws for 2026

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(The factual summary in this article is based in large part on a contribution from Richard Landau of Jackson Lewis.) A new set of amendments, enacted on October 25, 2025, will soon introduce significant changes to the Earned Safe…
Family Insurance Plans

Family Insurance Plans Continue to Rise: Costs Averaging $27,000

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As a business leader, you’re accustomed to managing volatile costs—materials, logistics, and labor. But in 2025, the line item creating the most C-suite anxiety is likely your employee health benefits. The numbers are stark. According…
commercial property insurance rates

Market Shift: How to Capitalize on Falling Commercial Property Insurance Rates

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For the past several years, business owners and financial leaders faced the challenge of a hardening insurance market, specifically with commercial property insurance rates. However, an ongoing shift is continuing in a favorable direction…
commercial auto premiums

Why Commercial Auto Premiums Keep Rising—And What to Do About It

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If you’re a business owner, CEO, or CFO, you’ve likely watched your commercial auto premiums climb year after year, wondering when it will end. It’s a frustrating trend that can significantly impact your bottom line. While it’s easy…
Twin Parks Fire

Why Property & Liability Insurance Cost So Much for Apartment Buildings , Co-Ops , Condos

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Are you wondering why the renewal for your apartment building insurance for your rental building, Co-op or Condo has gone up by north of 20% ? This little primer might help explain why. The Chinese have a proverb, “may you live in interesting…
woman working from home

How Workers' Compensation Class Code #8873 "Telecommuter Reassigned Employees" Can Help You Save Money On Your Insurance Premium

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The New York Workers’ Compensation Insurance Rating Board (NYCIRB) has released a new class code for ‘Telecommuter Reassigned Employees’. If you are a business owner you might be wondering how do I adjust my workers' compensation rates…

Cyber Security Awareness Month

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October is Cyber Security Awareness Month!    Cybersecurity is one of the fastest-growing concerns for businesses as many opportunities for growth within an organization have developed into fully remote positions.  To Celebrate…

New York's DOL Introduces New Notice Of Pay Rate form for Home Care Providers Under New York Wage Prevention Act Updates

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Effective October 1, 2020, New York State's Department of Labor requires a new Notice of Pay Rate form for employers.  The form is required to be used by home healthcare aide under the Wage Parity Law. The updated changes to the New York Wage…