workplace injuries pie chart

Serious Workplace Injuries: The Top 10 Causes

Recently Liberty Mutual released their annual workplace safety index documents which included the "Top 10 Causes Of The Most Serious Workplace Injuries". These injuries cause employees to miss 5 or more days from work or were fatal. Liberty…
National safety stand down

National "Safety Stand-Down" Week 2019

, ,
OSHA announced May 6-10th is "National Safety Stand-Down" week. Falls are the number 1 on the job cause of death for the construction industry. Here is a list of resources & ideas for events and conversations to have with your employees…
lower your risk of auto claims

Auto Exposure in Home Healthcare Organizations

, , ,
Many Human Services and Healthcare organizations rely on their staff to visit client homes, facilities, and provide transportation for clients.  A strong set of controls paired with the appropriate insurance coverage can significantly lower…
commercial insurance 101

Commercial Insurance 101: An Introduction to Insurance

, , , , , , , , , , ,
Commercial Insurance is one of those things that every company has but not every company understands. In some cases, a person is chosen to be put in charge of the insurance buying process and this person is usually an HR person who has a very…
how to prevent hiring your next workers' comp claim video thumbnail

Workers Comp Claim: How To Prevent Hiring Your Next One

, , , ,
Did you know that MOST workers comp challenges originate from the moment you send that offer of employment letter out?   If you didn't, you are not alone. When you hire a new employee, you inherit their ENTIRE medical history!…
NY skyline insurance

Buying Insurance Is A Flawed Process

,
Frustrated by the commercial insurance renewal process...  Every year commercial insurance buyers dread going into "renewal season" attempting to try and get the best pricing for their insurance program. The entire process is flawed, as shown…
Misaligned goals

MisAligned Goals

, ,
Commercial Insurance Is Essentially A Very Expensive Credit Line In Reverse...  Have you ever missed a payment on a Visa card only to watch your interest rate double because of that simple mistake? Misaligned goals are common and, unfortunately,…
Liability insurance program

Construction Liability Insurance: Why Loss Pics Are Important

, , ,
There is a secret to knowing your construction liability insurance renewal pricing months early. What if we told you that you could predict within a reasonable variance how much your construction liability insurance pricing will change at…
Do the insurance carriers know too much

Do Insurance Carriers Know Too Much?

, ,
Do Commercial Insurance Carriers Know Too Much? It wasn't too long ago when the worst run companies thought they could escape their poor claims results by shutting down and starting another company to try an outrun their loss history and insurance…