How To Manage The 50 Or More Employee Health Mandate For Small Business

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For businesses on the cusp of 50+ employees there now stands a major dilemma. Increase staff, hire independent contractors; stop growing? Due to a new law going into effect in 2014, if a company hits the 50 full-time employee threshold it will…

What Do the Top 600 Trade Contractors in the Country Have in Common?

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Below you will find New York and New Jersey trade contractors that have been included in ENR's top 600 speciality contractors of 2012 list. Want to see something interesting? The average experience mod of the companies we found below is a .866!…

NYC Fire Deaths Hit Record Low

NYC recorded the lowest number of fire-related deaths in its history in 2012. It's also the 7th year in a row in which less than 100 people died in a fire. The 58 fatalities last year were four fewer than the previous low of 62 in 2010.…

Lower Your Experience Mod By Recovering Your Claims Costs

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Philip was driving to pick up a tool rental for a construction job his company was working on when another driver rear ended his car causing Philip to sustain serious back injuries. Ultimately the workers compensation insurance policy purchased…

Risk Management Lessons for Residential Builders!

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With the economy being at an all-time low, residential builders may be facing hard times. However, whether you have no work, or are building 5 homes a year, it is still important to know about risk management. NY builders, you work hard for…

Solution To NYC Building Department's Rule Concerning Project Specific Liability Insurance For NY General Contractors & Developers

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For those of you late to the dance, this is part 3 of the issue. We suggest you click on the two previous posts to understand exactly what the issue is. This latest post is our potential solution: Click On: New York City Department of Buildings…

P.O. Responsible For Worker Injured Near Work Site

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A cement truck driver fell and injured himself while climbing down from his truck after checking the cement to be delivered at the construction site. Although the man was one hundred feet away form the site, he was protected by the Labor Law.…

Builders Risk Policies Do Not End at the Expiration Date

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Very few purchasers of Builder's Risk insurance are aware that coverage ceases in two ways and not just at policy expiration.   At expiration as everyone is aware , coverage  also ceases  when a project, recently completed is awarded it's…