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When An Employee Refuses Medical Injury Treatment For Potential Workers Compensation Claim

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Is your employee refusing medical injury treatment for a potential worker compensation claim? Based on the geographic location of your business, many state workers’ compensation statutes limit and mandate certain employer actions when a worker…
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4 Types of Insurance To Consider Purchasing For Home Health Care Agencies

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Being prepared with the right home health care insurance will help you develop a strong system in your company. It’s important to have a tight process so everything is clear and understood. When opening your own home healthcare agency there…
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Home Health Care Agencies Enjoy Lowest Workers Comp Rates For 2019 to 2020 Term In NY

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If you own home health care agencies in NY State the loss cost assigned by the  NY Workers Compensation Rating Board governing the predominate labor class codes for Home Health Care Agencies have decreased by approximately 43% since 2017 for…
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The 21st Century Solution for Business Protection: Cyber insurance

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Ordering a pizza, listening to music, getting a mortgage. All are examples of normal activities that have adapted with the emergence of computers. It is no wonder that insurance has also taken part in this advancement into the new era. However,…
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Discover Return To Work Program Benefits That Are Easy To Implement Within Your Organization

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A return to work (RTW) program allows employees to come back to a job while they are still injured. These employees aregiven a light or modified work instead of not working while they are injured. This workers' comp cost control tactic has…
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New Bill To Broaden Workplace Harassment Puts Business At Greater Risk

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N.Y. State lawmakers are working towards stricter standards on workplace harassment. Under today’s guidelines, judges have determined “pulling a bra strap” or “suggesting a woman gets breast implants” doesn’t qualify as workplace…
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Auto Exposure in Home Healthcare Organizations

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Many Human Services and Healthcare organizations rely on their staff to visit client homes, facilities, and provide transportation for clients.  A strong set of controls paired with the appropriate insurance coverage can significantly lower…
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Commercial Insurance 101: An Introduction to Insurance

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Commercial Insurance is one of those things that every company has but not every company understands. In some cases, a person is chosen to be put in charge of the insurance buying process and this person is usually an HR person who has a very…
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Workers Comp Claim: How To Prevent Hiring Your Next One

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Did you know that MOST workers comp challenges originate from the moment you send that offer of employment letter out?   If you didn't, you are not alone. When you hire a new employee, you inherit their ENTIRE medical history!…