Are Site Safety Cards Required for All Construction Workers?

The Importance of a Work Site Accident Witness

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The Importance of Worksite Accident Witnesses Finding a witness to a worksite accident resulting in injury or property harm is of the utmost importance to contractors. A worksite accident witness is an integral component for the defense.…
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Driver Safety Policy Options For Home Healthcare Agencies

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Do you run a home health care agency where employees use their own car? If so, it is essential that you have a specifically designed implemented driver safety policy. Home health care agency employees often find themselves pressed for time.…
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First Responder Risk Management Basics

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Here are some basics as it relates to first responder drivers. Although we know much of this instinctually. Formalizing some basic risk management techniques for those who drive an ambulance or ambulette can help low your insurance costs. Further…
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Building A Ladders Last Safety Program Yields Cost Savings On Your Construction Liability Insurance

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Fall protection and safety is a major concern at construction sites. In fact, OSHA cites injuries from falls as one of its top 10 worksite injuries and a huge driver of insurance costs in states like NY which have laws that specifically address…
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Signs of a False Workers Compensation Claim

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A false workers compensation claim is more common than you might think.  The sooner you call the sooner we can help you work through it. The workers’ compensation insurance system is a no-fault method, paying workers for medical expenses…
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The Importance of a Return To Work Evaluation Form

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What is a return to work evaluation form? Employers can provide their employees a return to work evaluation form to give to their physician when the employee suffers a work-related injury. The form can facilitate communication between the…
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Why Job Descriptions Save Money On Workers Compensation Insurance

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"Do I really need to write job descriptions?" We are asked this question constantly when we are setting up a workers compensation cost containment program. We say absolutely if you want to distinguish yourself AND save big bucks when you purchase…
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Best Workers Comp Class Codes For Adult Day Care Employees

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Virtually every business with employees is required to have workers compensation insurance, as this is mandated by state law contingent on where your company operates it's business.  It can be difficult to know what workers comp class codes…
CPAP Workers Comp Premium Credit

Is Your Construction Company Missing Your CPAP Workers Compensation Insurance Premium Credit

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If you are a construction company that purchases workers compensation insurance make sure you are receiving the CPAP workers compensation insurance premium credit. The Contracting Classification Premium Adjustment Program (CPAP) is a discount…