This group comprises of risk management & risk financing topics as it relates to the ownership , management & development of Real Estate .

contractor insurance failures

What Building Owners Need to Know About Contractor Insurance Failures

, , ,
You did everything right. You hired a licensed general contractor, collected the necessary certificates of insurance (COIs), and ensured they signed a contract with ironclad hold-harmless and indemnification language protecting your interests. Then,…
commercial real estate insurance trends

Commercial Real Estate Insurance Trends Are Hiding Liability Risks

, ,
As we approach the close of 2025, one of the most defining commercial real estate insurance trends has settled into a distinct—and somewhat disorienting—pattern. If you are a real estate owner or operator reviewing your portfolio…
NOI risk for New York Residential properties

The 3 Factors Hurting N.O.I For New York Residential Properties

, , , ,
It’s a frustratingly familiar scenario for New York property owners. You’ve optimized your rent roll, managed vacancies, and kept a tight grip on operating expenses. By all accounts, your Net Operating Income (NOI) should be stable…
Workers' Comp

Workers' Comp Audit Risk from 1099 Contractors: NY Residential Property Owners

, , ,
For most New York residential owners and operators, independent contractors are just part of doing business. Masonry, roofing, plumbing, unit turns—there’s always another project, another 1099, another COI to track. The problem is that…
OLT policy

OLT Policy: A Neighborly Approach to Risk Management

, , ,
Construction and development are noisy, complex, and sometimes intrusive. Work can affect adjoining properties—through access needs, vibration, overswing, or temporary encroachments. An OLT Policy (Owners, Landlords & Tenants) addresses…
AI for Property Management

AI for Property Management: Cut Losses, Boost Insurability

, ,
Flooding, security incidents, and screening errors drive claims and increase premiums. Traditional controls leave gaps that create loss exposure. AI for property management introduces tools that predict, detect, and resolve issues before…
builder's risk insurance

Builder’s Risk Insurance: Avoid Jobsite Losses and Delays

, , ,
If you’re building new or renovating an existing property, there’s a significant coverage gap many owners and developers overlook. Standard property insurance protects finished, occupied structures, but during active construction, that…
Twin Parks Fire

Why Property & Liability Insurance Cost So Much for Apartment Buildings , Co-Ops , Condos

, , , , ,
Are you wondering why the renewal for your apartment building insurance for your rental building, Co-op or Condo has gone up by north of 20% ? This little primer might help explain why. The Chinese have a proverb, “may you live in interesting…