contractor insurance failures

What Building Owners Need to Know About Contractor Insurance Failures

, , ,
You did everything right. You hired a licensed general contractor, collected the necessary certificates of insurance (COIs), and ensured they signed a contract with ironclad hold-harmless and indemnification language protecting your interests. Then,…
Cyber Attack Prevention

3 Questions Every Company Needs To Answer

, , ,
  The "Consistency Test" for Executive Teams Effective risk management starts at the top. However, even the most experienced executive teams—including HR, CFOs, and Legal departments—often overestimate their alignment…
direct costs are just the tip

Considerations When Starting A Safety Committee

, ,
One of the main parts of a solid safety program is to promote better communication between employees and management. We believe safety committees are one of the most cost effective, high yielding solutions for safety challenged organizations.…
Working on the computer

Buying Cyber Insurance Does Not Protect Your Organization From Hackers

, , ,
Understand that purchasing Cyber Insurance does not protect your organization from hacking. It simply finances some, not all components of the loss. A recent report by cybersecurity company Barracuda reported that Google-branded Spear Phishing…
Collaborative work at a deskPhoto by Brooke Cagle on Unsplash

Social Engineering: Meaning and Impact

, , , ,
Definition Social Engineering is the means of deception to extract sensitive, personal information that can then be used for further purposes, such as bank fraud, account takeovers, or identity theft. Cyber hackers primarily use social engineering…
Cyber Security and liability

Why Passphrases are the Future of Logins

, , , ,
Every so often, whether it be for a company software program like MOZ, a school database like blackboard, or even a personal social media account on twitter, you get one of the two ominous messages. The Unwanted Messages You get the “time…
Adult Day Care Insurance

Adult Day Care Considerations for Your Business

, , , , ,
Running an adult daycare seems to be one of the harder gigs. Between keeping employees in check and fully trained and clients safe, it is a hard organization to manage. Our adult daycare inspection considerations list should help you keep insurance…
cyber liability insurance

Capital One Data Breach: Assessment and Prevention

, ,
 Last year, after the Capital One Data breach, Capital One agreed to terms with US regulators to pay $80 million dollars in fines because of a data breach. The hacker accessed approximately 100 million credit card applications. Maintaining…
Cyber Attack Prevention

Cognizant Gets $400 Million Payout After Cyber Attacks

, , ,
Technology consultant firm Cognizant fell victim to cyber-attacks caused by a ransomware attack last April. The hack disrupted thousands of employees from accessing networks from their home during quarantine. Clients also disallowed Cognizant…