Currently, businesses are closing left and right for good during the pandemic. Here is some business advice to your small company during these tough times.

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Family Insurance Plans

Family Insurance Plans Continue to Rise: Costs Averaging $27,000

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As a business leader, you’re accustomed to managing volatile costs—materials, logistics, and labor. But in 2025, the line item creating the most C-suite anxiety is likely your employee health benefits. The numbers are stark. According…
commercial property insurance rates

Market Shift: How to Capitalize on Falling Commercial Property Insurance Rates

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For the past several years, business owners and financial leaders faced the challenge of a hardening insurance market, specifically with commercial property insurance rates. However, an ongoing shift is continuing in a favorable direction…
home care opportunity

The Growing Home Care Opportunity Providers are Facing

A recent survey of 1,000 adults with an aging parent or grandparent found something striking: 56% are actively planning for care, but only 10% are using in-home care today. That gap is both the home care opportunity and the looming challenge.…
builder's risk insurance

Builder’s Risk Insurance: Avoid Jobsite Losses and Delays

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If you’re building new or renovating an existing property, there’s a significant coverage gap many owners and developers overlook. Standard property insurance protects finished, occupied structures, but during active construction, that…
Hidden costs and fine print in a PEO contract.

PEO Pitfalls: The Insurance Risks Business Owners Miss

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Many business owners view Professional Employer Organizations (PEOs) as a comprehensive solution, offering bundled payroll, streamlined HR, and integrated benefits and workers’ compensation coverage. While this consolidation promises…
Self Insured Trusts

Why Current Economic Conditions Are Perfect To Restructure Your Insurance Program

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In our opinion, there is no better time to consider alternative risk transfer as a strategy to get more cost-efficient with respect to your current commercial property insurance, commercial liability insurance, workers compensation insurance,…
Workplace Setup

Risk of a Common Password and Ways to Avoid it (Infographic Inside)

Using a common password leaves your organization at risk for cybercriminals to attack your account. Let’s add password protection as a major component in your organization's cybersecurity plan.  The risk of a common password is tremendous,…
work injury sticker

How to Avoid Overexertion in the Workplace with Statistics

A common cause for New York workers compensation insurance claims can be overexertion. In fact, the Bureau of Labor Statistics recently published 2017-2018 overexertion statistics. They found that 295,000 in 2017 and 282,000 overexertion injuries…
human resources image

The True Cost of Your HR Practices

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  Employees are the principal foundation of all companies. It is important to realize that there are many different types of employees and the ones you choose to hire will significantly impact how well your business is run. In other words,…