general liability Archives - Metropolitan Risk Advisory

General liability is a line of insurance that is used when paying out to the insured responsible for any incident/claim.

Posts

What A High Experience Mod Means and How It Can Affect You

Claims Management, Construction Practice Group Content, Food & Beverage Practice Group Content, General Liability Insurance, Human Services Practice Group Content, Line of Insurance, Risk Management, Transportation Practice Group Content, Workers Compensation Insurance, Workers Compensation Premium Audits

Your Experience Modification Rate (EMR) is still elevated—perhaps higher than last year. Re-marketing your insurance buys time, not relief. Because EMR adjusts workers’ comp pricing according to loss performance, the only durable fix is…

What Is The Cost To Run A Captive Insurance Program?

Captive, Line of Insurance, Practice Groups, Risk Financing, Risk Management, Risk Transfer

How much does it cost to start and run a captive insurance company? It’s the most frequent upfront question we get from organizations that are looking at starting their own captive insurance company for their organization. The short answer…

Photo by Dylan Gillis on Unsplash

What’s The Difference Between a Deductible & Self-Insured Retention In Your Commercial General Liability Policy?

General Liability Insurance, Risk Financing

With respect to your commercial general liability insurance policy; choosing between a high deductible or self-insured retention can have a major impact on your competitive position as your business competes on the street. We we want to give…