Liability exposure is essentially the chances an individual is sued or at fault for a specific injury. These chances are high or low depending on the legal terms within the insurance policy of liability roles within the business.

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Local Law 196 Outlines Site Safety Training Requirements for NYC Construction Sites

New York City’s Department of Buildings released requirements for Site Safety Training. For workers employed on projects with an active Site Safety Manager, Site Safety Coordinator, or Construction Superintendent, the following rules will…
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New Sexual Harassment LawsPassed: Great for Employees, but What does it Mean for Employers?

Recently, a new bill was passed that will revolutionize sexual harassment laws in the state of New York. When it comes to sexual harassment and discrimination in the workplace, a few main changes have been made. First, there is a lower threshold…
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Serious Workplace Injuries: The Top 10 Causes

Recently Liberty Mutual released their annual workplace safety index documents which included the "Top 10 Causes Of The Most Serious Workplace Injuries". These injuries cause employees to miss 5 or more days from work or were fatal. Liberty…
Are Site Safety Cards Required for All Construction Workers?

The Importance of a Work Site Accident Witness

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The Importance of Worksite Accident Witnesses Finding a witness to a worksite accident resulting in injury or property harm is of the utmost importance to contractors. A worksite accident witness is an integral component for the defense.…
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Workers Compensation Cost Containment Program

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Terms You Should Know When Building A Workers Compensation Cost Containment Program  There is a wide variety of workers compensation insurance terms anyone should be familiar with.  Here are a few basic workers compensation claims terms…
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Why Job Descriptions Save Money On Workers Compensation Insurance

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"Do I really need to write job descriptions?" We are asked this question constantly when we are setting up a workers compensation cost containment program. We say absolutely if you want to distinguish yourself AND save big bucks when you purchase…
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Ladder Safety Plan Is Critical To Controlling NY Construction Liability Insurance Costs

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Why Ladder Safety Is Important To Controlling NY Construction Liability Costs Falls from elevated surfaces are frequently listed as one of the top 10 causes of accidents in the workplace. Most of these accidents occur due to failure to follow…

The “Perfect Storm” Liability Exposure for Owners/Developers & Contractors

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There is a contractual issue and an insurance issue which, together, combine to create a “perfect storm” liability exposure for Owners/Developers and Contractors. The exposure begins with the contracts you sign.  Most state the contractor’s…

How These Companies Experience 48% Less Safety Incidents

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I had the opportunity to listen to Tony Robbins speak for the first time this past month. He spoke for nearly 3 hours about the power of “engagement” and how it can help you gain a competitive edge in both your business and personal…