Regarding coverage of insurance when the policy holder receives physical or mental damage from an intoxicated person who was swerved liquor by the policy holder. Liquor liability insurance may be more important to people who serve liquor for a job, such as bar tending.

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What Is Liquor Liability Insurance?

New York businesses that sell, produce, distribute or serve alcohol need to carry liquor liability insurance. Restaurants and bars where liquor is sold obviously need the protection of this type of insurance product but don’t forget that you…