metropolitan risk Archives - Metropolitan Risk Advisory

Metropolitan Risk is a risk management and insurance brokerage firm in Irvington that serves to help find insurance for small businesses in the tri-state area surrounding New York City. Met Risk is the fastest growing risk management and insurance brokerage in Westchester county and is well reviewed and received by many to all of its clients.

Posts

Builder’s Risk Insurance: Avoid Jobsite Losses and Delays

If you’re building new or renovating an existing property, there’s a significant coverage gap many owners and developers overlook. Standard property insurance protects finished, occupied structures, but during active construction, that…

Construction Labor Shortage: How to Protect Your Margins

Claims Management, Construction Practice Group Content, Risk Management

Labor has become one of the biggest obstacles to construction project planning, profitability, and long-term sustainability in 2025. The construction labor shortage continues to strain contractors despite steady wage increases over the past…

Why Current Economic Conditions Are Perfect To Restructure Your Insurance Program

Captive, General Liability Insurance, Line of Insurance, Risk Financing, Risk Management, Risk Transfer, Workers Compensation Insurance

In our opinion, there is no better time to consider alternative risk transfer as a strategy to get more cost-efficient with respect to your current commercial property insurance, commercial liability insurance, workers compensation insurance,…

Risk of a Common Password and Ways to Avoid it (Infographic Inside)

Cyber Liability Insurance

Using a common password leaves your organization at risk for cybercriminals to attack your account. Let’s add password protection as a major component in your organization's cybersecurity plan. The risk of a common password is tremendous,…

Cognizant Gets $400 Million Payout After Cyber Attacks

Claims Management, Cyber Liability Insurance, Loss Control, Risk Management

Technology consultant firm Cognizant fell victim to cyber-attacks caused by a ransomware attack last April. The hack disrupted thousands of employees from accessing networks from their home during quarantine. Clients also disallowed Cognizant…

Heat Injury and Illness in the Workplace

Claims Management, Employers Practice Liability Insurance, HR Challenges, Risk Management, Workers Compensation Insurance

An Under looked problem Heat injury and illness is a serious work-related danger that affects millions of American workers each year. Not only do heat injuries directly cause injuries/illness, but at times they are the underlying reason for…

Safety Meetings: Advice and Tips

Claims Management, OSHA, Risk Management, Workers Compensation Insurance

Safety meetings are common in the workplace, and will be almost necessary once normal work resumes post covid-19. The problem that arises from safety meetings is that sometimes they are inefficient. They are too long, planned at the wrong times,…

Who Is Exempt From Workers Compensation Coverage?

Construction Practice Group Content, Food & Beverage Practice Group Content, Human Services Practice Group Content, Transportation Practice Group Content, Workers Compensation Insurance, Workers Compensation Premium Audits

The New York workers' compensation insurance law requires the majority of employers to have appropriate workers comp insurance coverage in place. However, there are three key exemptions. Sole Ownership If you run your business alone and don’t…

CyberSecurity: Advice for Prevention

Cyber Liability Insurance, Risk Management

There is no such thing as infallible cybersecurity. No matter how many millions of dollars an organization spends on online security, some hacker, somewhere, at some time, may successfully break-in. A common example is JPMorgan Chase, who spent…