Metropolitan Risk is a risk management and insurance brokerage firm in Irvington that serves to help find insurance for small businesses in the tri-state area surrounding New York City. Met Risk is the fastest growing risk management and insurance brokerage in Westchester county and is well reviewed and received by many to all of its clients.

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NYSIF WC audit with out of state payrolls

NYSIF WC audit with Out of State Payrolls

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NYSIF WC audit with out of state payrolls Workers Compensation audits with the New York State Insurance Fund can often be complicated and stressful undertakings. Some of the potential issues employers may face are weekly payroll limitations,…
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What Are Micro Captives & How Can Your Business Utilize Them?

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Let’s start from square one.  Captives, unlike insurance companies, are risk financing structures that do not pool risk between thousands of companies in exchange for a premium.  They are expressly built to act just like and replace insurance…
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Workers Compensation Carriers Are Misclassifying Employees of On-Line Retailers and Wholesalers

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Workers Compensation Carriers Are Misclassifying Employees Of On-Line Retailers and Wholesalers One area we see a lot of errors is the proper classification of employees of On Line Retailers and On Line Wholesalers during a workers compensation…
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How To Obtain The NY Workers Compensation Safe Patient Handling Credit

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Regulation 119 issued from the Department of Financial Services stipulates that companies who develop, implement, and maintain safe patient handling programs may receive up to a 2.5% NY workers compensation safe patient handling credit . During…
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New OSHA Employee Injury Reporting Guidelines for 2017

Effective January 1, 2017 the Occupational Safety and Health Administration (OSHA) has established new injury reporting requirements that will phase-in over the next 2 years. Specific classes of employers based upon the work they perform will…
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Why The Commercial Insurance Marketplace Fails Your Business

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Simply put, the insurance claims goals between most commercial insurance buyers and the carrier / brokers heretofore named the insurance marketplace are misaligned. The goal of a savvy insurance buyer is to transfer as much risk to the…
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Workers Compensation Audits and Independent Contractors

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Workers Compensation Audits and Independent Contractors One of life’s many non productive responsibilities is managing your annual workers compensation audits and Independent Contractors. Whats worse is pulling together all that information…
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NY State Takes Huge Increase On NY State Workers Compensation Loss Costs

A Brief Note About Loss Costs: Several years back New York State went to a loss cost rating mechanism. Essentially this means that The N.Y. State Workers Compensation Rating Board sets what they deem as the appropriate "Base Loss Cost Rate"…
Risk Management is the Road Less Traveled By

Risk Management : The Road Less Traveled

It’s a fact that companies who stop simply purchasing insurance and begin to manage risk achieve higher profits and greater market share as they improve their competitive position in their native markets. The question is what would you…