New York holds over 30 million people and over one third of that within NYC and its surrounding suburbs. insurance is necessary for all the small businesses within the city and its customers.

Posts

NOI risk for New York Residential properties

The 3 Factors Hurting N.O.I For New York Residential Properties

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It’s a frustratingly familiar scenario for New York property owners. You’ve optimized your rent roll, managed vacancies, and kept a tight grip on operating expenses. By all accounts, your Net Operating Income (NOI) should be stable…
Workers' Comp

Workers' Comp Audit Risk from 1099 Contractors: NY Residential Property Owners

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For most New York residential owners and operators, independent contractors are just part of doing business. Masonry, roofing, plumbing, unit turns—there’s always another project, another 1099, another COI to track. The problem is that…
Amendments to ESSTA & TSCA

NYC Employers Amendments to ESSTA & TSCA Laws for 2026

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(The factual summary in this article is based in large part on a contribution from Richard Landau of Jackson Lewis.) A new set of amendments, enacted on October 25, 2025, will soon introduce significant changes to the Earned Safe…
Mental health workers comp

Mental Health & Workers’ Comp: What Owners Should Do

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The Issue at Hand   Workplace injuries rarely end with stitches and physical therapy. Many events leave psychological trauma that disrupts care and delays return to work. Symptoms include acute stress, anxiety, depression, or…
reserved sign

Understanding The New York State Insurance Fund Reservation of Rights Process

Executing the NY State Insurance Fund Reservation of Rights protocol is critical if you do not want to be surcharged for leaving the NYSIF. As you may be aware if you want to leave The New York State Insurance Fund for greener pastures or…
hologram people in hand

NY Construction Industry Fair Play Act

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New York State developed the NY State Construction Industry Fair Play Act to reduce levels of employee misclassification and fraud; predominantly in the construction industry. NY State Dept of Labor discovered employers in both the transportation…
construction payroll limitation

New York Construction Payroll Limitation

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Effective for workers compensation policies that begin on or after July 1st, 2014 for those companies that perform construction work in N.Y. the New York Construction Payroll Limitation cap will be $1,212.98. For those who need a re-fresher;…
New York Self Insured Trusts

Recent Ruling Gives NY Workers Comp Trust Employers Hope

On May 2nd the N.Y. Supreme Court issued an important statement relating to the assessments issued to many New York based businesses who are on bended knee trying to pay the significant charges being accrued from their participation in New York’s…
Best Workers Comp Rates in New York

Who Has the Best Workers Compensation Rates in New York!?

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Click here to find out! Simply fill out the brief form and one of our Comp Care representatives will get you a list of the best carriers for your class or classes of business.