Real estate is property that contains physical land or buildings. This is different from cyber space which has no physical realm and instead lives through data processed on a computer.

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commercial real estate insurance trends

Commercial Real Estate Insurance Trends Are Hiding Liability Risks

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As we approach the close of 2025, one of the most defining commercial real estate insurance trends has settled into a distinct—and somewhat disorienting—pattern. If you are a real estate owner or operator reviewing your portfolio…
NOI risk for New York Residential properties

The 3 Factors Hurting N.O.I For New York Residential Properties

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It’s a frustratingly familiar scenario for New York property owners. You’ve optimized your rent roll, managed vacancies, and kept a tight grip on operating expenses. By all accounts, your Net Operating Income (NOI) should be stable…
power lines and streetlight

Business Interruption Insurance Coverage For Business Continuity

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Most business owners view the whole insurance purchase and claims process as a black art, which this writer completely understands. After 25 years in the business, I too scratch my head at some of the “spells” insurance carriers concoct. Let…
power lines and streetlight

Using Risk Management Prevents Insurance Surcharges for Real Estate Owners

One of the most frequent questions we get is, "What is the difference between risk management and insurance?" In this video, we will focus on the difference risk management makes for real estate owners. In New York, these owners have tremendous…