An agreement that many teens and parents enter as well as drivers who have accumulated too many “points” on their license. This agreement makes driver agree to drive safely or risk losing their ability to drive freely .

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busy street in JapanPhoto by Sam zeng on Unsplash

Hired & Non-Owned Liability Coverage

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In the pursuit of operational efficiency, many organizations have inadvertently created a "shadow fleet." To reduce overhead and capital expenditures, companies across all sectors—from Home Healthcare to Construction to specialized Sales…