Workers compensation is a form of insurance that protects business owners from the common accidents on job sites of employees that lead to expensive injuries. These risks are transferred to a carrier for a flat fee.

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Self Insured Trusts

Why Current Economic Conditions Are Perfect To Restructure Your Insurance Program

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In our opinion, there is no better time to consider alternative risk transfer as a strategy to get more cost-efficient with respect to your current commercial property insurance, commercial liability insurance, workers compensation insurance,…
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How Workers' Compensation Class Code #8873 "Telecommuter Reassigned Employees" Can Help You Save Money On Your Insurance Premium

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The New York Workers’ Compensation Insurance Rating Board (NYCIRB) has released a new class code for ‘Telecommuter Reassigned Employees’. If you are a business owner you might be wondering how do I adjust my workers' compensation rates…
The NY Construction Payroll Limitation is designed to help reduce your WC costs.

NY Construction Payroll Limitation Increase Effective July 1st

On July 1st, 2019 New York construction payroll limitation will increase. The New York Compensation Insurance Rating Board has made an update to the construction industry payroll limitation. Effective July 1st, 2019 the limitation will increase…
Return to work sucess

Discover Return To Work Program Benefits That Are Easy To Implement Within Your Organization

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A return to work (RTW) program allows employees to come back to a job while they are still injured. These employees aregiven a light or modified work instead of not working while they are injured. This workers' comp cost control tactic has…
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Paying Employees on Workers Compensation

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Did you know, depending on your company structure, you can pay your employees their regular wages in lieu of workers compensation? If an employee is accidentally injured during their employment, a claim is reported to the workers compensation…

2018 Minimum Wage Requirements

With the new year comes new laws, regulations and revisions to existing laws. Staying in front of the new minimum wage requirements is an operational imperative. Here is a concise overview from our Think HR Human resource tool for our existing…
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Workers Compensation Cost Containment Program

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Terms You Should Know When Building A Workers Compensation Cost Containment Program  There is a wide variety of workers compensation insurance terms anyone should be familiar with.  Here are a few basic workers compensation claims terms…
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Workers Compensation Insurance for Leased Workers

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Many companies are increasingly turning to staffing agencies where they lease employees to meet their needs for a variety of reasons, including increased workloads and high employee turnover rates. Companies that use staffing agencies can save…

Overtime Pay: The Exposure You May Overlook

As a business owner the responsibility of providing a safe, positive, and comfortable work environment falls on your shoulders. The unfortunate reality is that these responsibilities are not always upheld or maintained. To help protect businesses…