With the economy being at an all-time low, residential builders may be facing hard times. However, whether you have no work, or are building 5 homes a year, it is still important to know about risk management. NY builders, you work hard for your money and you deserve to keep your earnings. However, without NY […]
10 Most Common Occupational Safety and Health Violations for 2010 The Occupational Safety & Health Administration (OSHA) lists the 10 most commonly reported worksite/occupational safety and health violations discovered after inspection. There are detrimental consequences; such as net income loss (income your business would have accepted for an event) that can damage your company if […]
As a business owner, you already spend thousands of dollars on your business a year. Between hiring, payroll and investments, it may seem like you are always dishing out money. And then paying for insurance on top of all that? You may wonder when you will ever catch a break. Well…right now! Most likely, you […]
Just to review your workers compensation insurance experience modification factor is an enormously important business statistic for your company. Not only does this “factor” substantially increase or decrease your companies workers compensation premium , but’s it’s a benchmark that you can use to evaluate your costs and performance against your peers, AND more importantly is […]
We owe a lot to NY contractors. It is no doubt that these workers do a lot for the state of New York and they deserve to be protected. Not just by hard hats and gear, but protected if something should go wrong on the job site. This means having NY workers comp and looking […]
With profit margins thin, fickle customers, and strict government over sight we thought instead of dog piling on the industry we would try and offer some insightful information as it relates to a high cost component for restaurants, employee injuries. Food and beverage workers, most commonly bartenders and waiters/waitresses, face significant workplace hazards. They typically […]
Businesses Face the Ramifications of Supreme Court’s Ruling The Supreme Court on Thursday voted to uphold an Arizona law that can put employers who hire illegal immigrants in trouble. According to Chief Justice John Roberts, “Congress preserved the ability of the states to impose their own sanctions through licensing.” Some states are beginning to require […]
A big city such as New York calls for big construction sites. NY is the home of the most extraordinary architecture and there is constantly construction! Chances are if you are the owner of a construction company, you know how important it is to look at NY commercial insurance quotes. You must compare and find […]
I get this question a lot, “What are workers’ compensation insurance loss costs and how do they affect my business?” The first response from my slack jaw is really, you want to know about this stuff? Of course, the smart C.F.O.’s, Executive Directors, and owners of small businesses realize that it’s little details like this […]