By March, 2011, there will be a database of all reported safety incidents. This database will give the consumers the ease and ability to discover product dangers. Manufacturers are apprehensive of the program and worry that it will act as a venue for dissatisfied customers. Consumers won’t be the only ones […]
If your like me, your blood boils when you learn you inadvertently purchased a defective product and let your kids play with it or put it to it’s intended use. A simple quick scan of the Consumer Product Recall Database before your run out to the stores on Black Friday may save you some time, […]
The two seasons a year I hate the most are Tax Season, and Open Enrollment for our Health Insurance Plan. The later is interesting as it gives me a fabulous lens from which to see and feel a clients frustration as they wade into the perceived toxic waters of buying insurance. Even with my background, […]
As part of the new health reform, Private Insurance carriers who offer Children Only policies must accept every child , and cannot alter their rates based upon the child’s health going into the plan. Searching for a child only health insurance policy just got much easier. Simply go to the governments new health insurance website […]
Children in families whose income levels do not exceed, $ 88,200 in New York, $77,175 in New Jersey may be eligible for for CHIP, Children’s Health Insurance Program. The CHIP program is for children of parents who make too much money to qualify for Medicaid, but not enough money to afford to purchase a health […]
At the beginning of summer two things happen. School let’s out , and the Department of Labor releases it’s average weekly wage rate for New York State. I know, there are some geeks out there screaming , NO that data is released in March. Yeah, yeah, however it becomes meaningful to employers, and injured workers […]
Very few purchasers of Builder’s Risk insurance are aware that coverage ceases in two ways and not just at policy expiration. At expiration as everyone is aware , coverage also ceases when a project, recently completed is awarded it’s Certificate of Occupancy by the municipality it is located in. Rather than write the article […]
At 15 years old Chester Greenwood went ice skating on a pond near his home in Farmington Maine. It was so cold his ears nearly froze off. The next afternoon he covered his ears with a woolen scarf that proved to be too itchy and heavy. The next day he bent some wire into ear […]
Starting in 2011, landlords will be required to issue 1099’s for all vendors paid more than $600 in fees for that fiscal year. There will be an exemption for those who have a temporary rental. The IRS also has the ability to exempt landlords below a certain rental income limit. My question is how will […]