Metropolitan Risk Advisory’s Insurance Brokerage and Risk Management Vlogs and Video Series Content.

employment practices liability insurance

Explained: Employment Practices Liability Insurance

, ,
  As a business leader, you know that your workforce is your greatest asset. But in today's litigious environment, your people also represent your most volatile risk. We know your bandwidth is limited, so we’ll keep this…
lower your risk of auto claims

3 Questions Every Company Needs To Answer

, , ,
  The "Consistency Test" for Executive Teams Effective risk management starts at the top. However, even the most experienced executive teams—including HR, CFOs, and Legal departments—often overestimate their alignment…
captive insurance claims management strategies

Why Claims Management is Essential for Risk Management

, , ,
  Claims Management: The Main Driver of Your Total Cost of Risk Insurance cost isn’t just about premiums—it’s a direct reflection of how well you prevent and manage claims.  The strongest risk management programs treat…
Commercial insurance cost reduction

2 Critical Questions Every Commercial Insurance Buyer Never Asks

, , ,
  Is Your "Status Quo" Costing You Capital? Many businesses today face a fundamental inefficiency in most commercial insurance programs. It often comes down to a lack of data transparency. As a CFO or CEO, you scrutinize every…
captive insurance high deductible program

Utilizing a Captive to Fund a High Deductible Program

, , ,
  How a Captive Can Fund a High-Deductible Program—Without Leaving You Exposed By using a Captive, your company still maintains a traditional insurance policy, but with a higher deductible to reduce upfront premium and align…
commercial insurance premium increases

Mis-Aligned Goals: Insurance Carriers & Brokers

, ,
    Why Your Insurance Hikes are a Win for Everyone—Except You. It’s the conversation every CFO/CEO dreads: another double-digit premium increase. You’re told it’s "the market" or "your claims history." But…
Optimizing Commercial Insurance Structure

How to Measure if You're Buying Too Much Commercial Insurance

, ,
  Most successful companies reach a point where their balance sheet becomes their greatest untapped asset. Yet, they continue to buy insurance the same way they did when they had only five employees. If you are still using…
security app

Our SIM-Hacking Prevention Guide

, , , ,
We recently wrote a piece about what SIM-Hacking or SIM-Swapping is. Click this link here to read it. We’re following up on that article with a quick guide to preventing SIM-hacking. We’re not here to re-explain what SIM-hacking is, we’re…
lower your risk of auto claims

Auto Exposure in Home Healthcare Organizations

, , ,
Many Human Services and Healthcare organizations rely on their staff to visit client homes, facilities, and provide transportation for clients.  A strong set of controls paired with the appropriate insurance coverage can significantly lower…