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Auto Exposure in Home Healthcare Organizations

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Many Human Services and Healthcare organizations rely on their staff to visit client homes, facilities, and provide transportation for clients.  A strong set of controls paired with the appropriate insurance coverage can significantly lower…
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Commercial Insurance 101: An Introduction to Insurance

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Commercial Insurance is one of those things that every company has but not every company understands. In some cases, a person is chosen to be put in charge of the insurance buying process and this person is usually an HR person who has a very…
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Workers Comp Claim: How To Prevent Hiring Your Next One

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Did you know that MOST workers comp challenges originate from the moment you send that offer of employment letter out?   If you didn't, you are not alone. When you hire a new employee, you inherit their ENTIRE medical history!…
How to Spot False Workers Compensation Claims

How to Spot False Workers Compensation Claims

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You're probably looking online for an answer on "How to Spot Workers Compensation Claims". Well, it's probably the most often repeated refrain when we speak to folks whose companies are suffering under the high cost of employee injuries. They…
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The True Cost of Your HR Practices

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  Employees are the principal foundation of all companies. It is important to realize that there are many different types of employees and the ones you choose to hire will significantly impact how well your business is run. In other words,…
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Driver Safety Policy Options For Home Healthcare Agencies

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Do you run a home health care agency where employees use their own car? If so, it is essential that you have a specifically designed implemented driver safety policy. Home health care agency employees often find themselves pressed for time.…
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Signs of a False Workers Compensation Claim

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A false workers compensation claim is more common than you might think.  The sooner you call the sooner we can help you work through it. The workers’ compensation insurance system is a no-fault method, paying workers for medical expenses…
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The Importance of a Return To Work Evaluation Form

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What is a return to work evaluation form? Employers can provide their employees a return to work evaluation form to give to their physician when the employee suffers a work-related injury. The form can facilitate communication between the…
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Why Job Descriptions Save Money On Workers Compensation Insurance

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"Do I really need to write job descriptions?" We are asked this question constantly when we are setting up a workers compensation cost containment program. We say absolutely if you want to distinguish yourself AND save big bucks when you purchase…