Woman working from home

Covering Your Out of State Exposure NYSIF Workers Compensation Policy

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If you have jobs, locations, work, or employees who are now working from home and you are covered by the NY State Insurance Fund you need to make adjustments to your workers' compensation insurance policy. Understanding the out of state exposure…
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Disturbing Hacking Trends

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Security experts commonly say that there are only two types of companies these days. There's companies that have been hacked, and those that don't yet know that they've been hacked. Here are some important hacking trends given by a statistical…
colorful codePhoto by Ilya Pavlov on Unsplash

Business Interruption and Ransomware

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Ransomware is a type of malware designed to deny access to a person’s computer unless they pay the hacker ransom. The NY Times reports that these attacks have grown over the past year with a 41 percent increase in 2019. Ransomware attacks…

7 Common Insurance Errors Businesses Make

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We recently left a meeting with one of the largest construction companies in the country, whose sales are north of a billion dollars annually. The first comment my counterpart made was, “I cannot believe how poor their systems are...” I…
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A Small Business' Guide To The CARES Act

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On Friday, March 25, 2020, the US Senate passed the CoronaVirus Aid, Relief and Economic Security Act (CARES Act), to help provide financial relief to the people and business of America. This bill is a $2 Trillion dollar relief in response to…
white truck

Hours of Service Law Lifted Amid Coronavirus Panic

As of this past Friday (March 13, 2020), the hours-of-service law which mandates how many hours truck drivers can work will be suspended at a federal level for the first time in history. Moreover, the Federal Motor Carrier Safety Administration's…
OSHA Inspections and Fines

Did You Know It's a Felony for an Unsafe Work Environment?

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Did you know it's a felony for an Unsafe Work Environment? Did you know that having a blocked emergency exit could cost your organization about $130,000? Were you aware that safety and supervisory staff could face up to 25 years in FEDERAL…
Changes To Employment Practice Liability Laws Could Affect Your Business If You Are Not Careful

Is Your Organization Prepared For The Coming Changes That Could Increase Your EPL Risk?

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Rapidly changing times bring rapidly changing standards when it comes to things like diversity, harassment, and discrimination.  Employment practices liability has always had significant exposure but the current social climate adds a hypersensitivity…
Workers safety agreement

REMINDER: Site Safety Training Requirements Due Dec. 1, 2019

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This is just a quick reminder to all our clients and friends that as of December 1st, 2019 per Local Law 196 of 2017, Site Safety Training or SST, workers at job sites requiring a Construction Superintendent, Site Safety Coordinator or Site…