Docs Restrict Care to Earn More Profit

Unequal health care in the U.S. is no big surprise. However, we are witnessing unbelievable amounts of rationing. Doctor compensation relies on Medicare, Medicaid, or Private Insurance. Medicare is a well financed program for the aged, who vote and are involved in politics. Medicaid is a less financed program, a fraction paid by state governments, for the poorer citizens who vote less and have less political influence. The demand is increasing as the population ages. A new law will give millions of Americans coverage via private insurance or Medicaid. But, The Association of Medical Colleges predicts that in the next 15 years, the US will face a lack of 15,000 doctors. The health care bill will still favor private insurance and offer new benefits, causing employers to eliminate employee health benefits and governors reducing their Medicaid obligations.  The federal medical care budget will be heavily strained. Business insurance quotes, business general liability coverage, New York business insurance, General liability insurance in New York, Workers compensation insurance Queens, Brooklyn business liability insurance, agencies for workers compensation insurance, and business insurance agencies will be affected.

One solution to the health care issue is to force down private insurance payments. Many will have low reimbursement costs and will face long lines and poor service. Nevertheless, the wealthy will pay more to cut the line and receive better services. Another answer is providing vouches for a flat rate number of insurance coverage. But, these vouchers can deplete or must be paid for in advance. The US can look to Singapore’s system where the government takes 10-12 percent of patient income to pay for medical care. The government covers additional expenses. Their operation has a a great account for accessibility and cost control. The only problem the US faces with this system is the willingness of people to allocate a percentage of their income for health care.

The only solution now is to control or raise medicare reimbursement costs, greatly increase taxes, and face the fact that Medicaid patients will have increasingly less health care access.