In a state with as many practicing lawyers as New York, does anyone really need to be told about the importance of liability insurance in the Empire State? Discussions about liability insurance in New York may have more to do with how much you need, rather than the minimum amount available.
Does your business operate vehicles in New York? Many of the roads in New York State were designed long before the modern age of high motor vehicle volume and the need to share the road. It is not uncommon to encounter little or no bike lanes or jogger paths. As you would expect, there are higher incidents of pedestrians being struck by cars when there is a shortage of bike lanes and wide roads. The abundance of trees in New York State also shade and darken some roads, making it harder to spot a person.
Having numerous narrow, dark, winding roads may be enough challenge for drivers. When you also consider wet or icy conditions, and distracted drivers who may be texting, the challenge becomes even more daunting. Distraction for just a second or two combined with an unwary pedestrian or cyclist can be a disastrous combination. Without the protection of a vehicle exterior, pedestrian and cyclist injuries can be serious and permanent.
When it comes to liability insurance New York, you have the perfect mixture of difficult conditions to create an elevated need for extra coverage. Speak to one of our agents about finding a suitable liability policy for your financial protection.
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Photo by Sam Trotman on Unsplash 