Liability exposure is essentially the chances an individual is sued or at fault for a specific injury. These chances are high or low depending on the legal terms within the insurance policy of liability roles within the business.

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3 Step Solution For Employees With Frequent Workplace Injuries

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  We see many common trends working with companies over the years that suffer high costs due to workplace injuries. One common thread is that in many of these companies you will see employees who have suffered multiple workplace accidents.…
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NYC Fire Deaths Hit Record Low

NYC recorded the lowest number of fire-related deaths in its history in 2012. It's also the 7th year in a row in which less than 100 people died in a fire. The 58 fatalities last year were four fewer than the previous low of 62 in 2010.…
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America's Most Dangerous Jobs

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Workplace Accidents: Are Your Employees Safe?

New York State is home to a wide range of industries, from retail to construction. All workers, no matter how safe their occupations appear, are at risk of being injured on the job. This is one of the reasons workers’ compensation is…
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Fire Drills with Children

Disasters could occur anywhere, even at childcare facilities. You must obtain a comprehensive insurance policy before you open the doors of your day care facility to welcome in the little ones. Failing to do so could lead to undue financial…
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Preventing Fighting-Related Injuries at Your Day Care

As a childcare provider, you are responsible for every kid left under your care. Day care insurance is an essential part of protecting your assets if something were to go wrong on the premises. A common reason behind injuries at day cares is…
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Hot Tips On Covering Your Employee's Business Auto Insurance Liability Exposure

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Confused about auto insurance liability exposure? One of our most often asked questions is ;"We don't own any auto's , but our employees regularly drive on company business their own cars, how do we protect ourselves and our employees in the…
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In New York The Roads Can Be A Liability

In a state with as many practicing lawyers as New York, does anyone really need to be told about the importance of liability insurance in the Empire State? Discussions about liability insurance in New York may have more to do with how much you…