Human Services Practice Group Content Archives - Page 2 of 8

Adult Day Care Considerations for Your Business

Running an adult daycare seems to be one of the harder gigs. Between keeping employees in check and fully trained and clients safe, it is a hard organization to manage. Our adult daycare inspection considerations list should help you keep insurance…

COVID Nursing Home Crisis

Human Services Practice Group Content, Line of Insurance

As COVID-19 continues to spread across the country, those who have serious health problems or are at risk continue to search for ways to avoid coming in contact with the virus. For the over 1.3 million people currently living in nursing…

COVID-19 on NYS Workers Compensation

Claims Management, Human Services Practice Group Content, Other, Workers Compensation Insurance

The COVID-19 outbreak has spread all throughout America, but most notably in New York. Considering America’s largest metropolitan hub is New York City, when the disease hit it was bound to be catastrophic. Due to the heavy outbreak in New…

Who Is Exempt From Workers Compensation Coverage?

Construction Practice Group Content, Food & Beverage Practice Group Content, Human Services Practice Group Content, Transportation Practice Group Content, Workers Compensation Insurance, Workers Compensation Premium Audits

The New York workers' compensation insurance law requires the majority of employers to have appropriate workers comp insurance coverage in place. However, there are three key exemptions. Sole Ownership If you run your business alone and don’t…

Healthcare Safe Patient Handling

Claims Management, Human Services Practice Group Content, OSHA, Workers Compensation Insurance

Healthcare employees are a prime target for on-site injury. The main reason is their job consists of manual labor that usually deals with people. Activities such as lifting/handling human patients are common in the workplace for healthcare employees.…

Photo by Sam zeng on Unsplash

Hired & Non-Owned Liability Coverage

Commercial Auto, Construction Practice Group Content, Food & Beverage Practice Group Content, Human Services Practice Group Content, Line of Insurance, Practice Groups, Risk Management, Transportation Practice Group Content

In the pursuit of operational efficiency, many organizations have inadvertently created a "shadow fleet." To reduce overhead and capital expenditures, companies across all sectors—from Home Healthcare to Construction to specialized Sales…

Business Interruption Insurance Coverage For Business Continuity

Commercial Property, Construction Practice Group Content, Food & Beverage Practice Group Content, Human Services Practice Group Content, Risk Management, Transportation Practice Group Content

Most business owners view the whole insurance purchase and claims process as a black art, which this writer completely understands. After 25 years in the business, I too scratch my head at some of the “spells” insurance carriers concoct. Let…

7 Common Insurance Errors Businesses Make

Construction Practice Group Content, Food & Beverage Practice Group Content, General Liability Insurance, Human Services Practice Group Content, Risk Management, Transportation Practice Group Content, Workers Compensation Insurance

We recently left a meeting with one of the largest construction companies in the country, whose sales are north of a billion dollars annually. The first comment my counterpart made was, “I cannot believe how poor their systems are...” I…

Photo by Timon Studler on Unsplash

A Small Business' Guide To The CARES Act

Construction Practice Group Content, Food & Beverage Practice Group Content, HR Challenges, Human Services Practice Group Content, Loss Control, Practice Groups, Risk Financing, Transportation Practice Group Content

On Friday, March 25, 2020, the US Senate passed the CoronaVirus Aid, Relief and Economic Security Act (CARES Act), to help provide financial relief to the people and business of America. This bill is a $2 Trillion dollar relief in response to…