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Cyber Liability Insurance is there to protect your business from costs associated with the risks related to technology and digital activities. Even if you have cyber liability insurance for your business, you are still at risk for cyber attacks.

Cyber liability insurance protects your organization from financial losses related to data breaches & other digital events.

Many people believe that the General Liability Policy will cover everything so they neglect to purchase cyber coverage for their organization. Then these businesses are left with potentially devastating consequences when a cyber-related event occurs.
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What Cyber Liability Insurance Covers

• Data Breaches
• Recovery of Compromised Data
• HIPAA Fines (Click to learn about the impact Cyber-Attacks have on Healthcare Organizations)
• Costs associated with repairing damaged computers & computer systems
• Legal fees & expenses
• Costs of notifying existing clients of a breach

What happens if your organization suffers from an attack or data breach?

The results can be costly. Investigating the attack/breach, restoring the data, the repercussions if data is stolen, and restoring your firm’s reputation can be expensive and greatly impact your profitability.

How can Cyber Liability Insurance help?

Cyber Liability cannot prevent you from having a loss but it can help with the associated costs should there be an incident. Additionally, many insurance companies have a variety of resources they make available to their clients at no extra cost such as data protection tips, educational information, updates on notification laws & regulations. Some may even provide incident response plan templates to assist you in developing or improving your own procedures to reduce the impact of an event.

Click here to Download  “Cyber Security Considerations For Your Organization” Checklist
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Request A Cyber Risk Assessment for your organization by filling out the form below or give us a call at

(914) 357-8444

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Sources for:

Cyber Fraud Statistics 

Cyber Prevention Statistics
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Exploratory Call

Finding Cyber Insurance coverage can be overwhelming. Our team at Metropolitan Risk will help you set realistic expectations of what to expect from our Cyber process and give you an overview of why Cyber Risk Management is something your organization should consider. Click Here to learn more about our full cyber evaluation.

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Risk Assessment

Did you know there are over 100,000 different types of cyber insurance policies?  There is not a single policy that you can bind that will solve all of your risks. Evaluating your business’s risk will allow you to choose the cyber policy that best covers your biggest concerns.

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Plan Of Action

After we’ve assessed your existing cybersecurity procedures and cyber liability insurance, its time to take action! If your organization completes the Cyber Risk Management Evaluation with Metropolitan Risk, we provide coverage considerations & a 12-month plan of action to better protect your organization from a cyber event.

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[av_heading heading=’The Metropolitan Risk Difference’ tag=’h2′ link_apply=” link=” link_target=” style=” size=” subheading_active=” subheading_size=’15’ margin=” padding=’10’ color=’custom-color-heading’ custom_font=’#00108e’ custom_class=” id=” admin_preview_bg=” av-desktop-hide=” av-medium-hide=” av-small-hide=” av-mini-hide=” av-medium-font-size-title=” av-small-font-size-title=” av-mini-font-size-title=” av-medium-font-size=” av-small-font-size=” av-mini-font-size=” av_uid=’av-2cetki’][/av_heading]

[av_icon_box position=’left_content’ boxed=” icon=’ue8ab’ font=’entypo-fontello’ title=’Your Own O.O.D.A. Risk Management System’ link=” linktarget=” linkelement=” font_color=’custom’ custom_title=’#3f3f3f’ custom_content=” color=’custom’ custom_bg=’#e87b00′ custom_font=’#ffffff’ custom_border=’#ffffff’ av_uid=’av-odvjm5′]
High insurance costs are ultimately a symptom of your past losses. That’s why we built our proprietary O.O.D.A. Risk Management System which allows you to easily manage your risk management program. Our web-based design offers handy tables and charts, frequently updated claims, and policy data. We give you access to all kinds of claim criteria like causation, location, and even body part. We also tell you how your claims directly affect your costs.

With this system, you won’t need to wait until renewal to know where your costs are heading. You will have real time access to reports such as your loss pic and loss ratios, and all risk related activity. You can collaborate with both your team and ours directly inside the system. One source of data so we can all work toward the same goal, lowering your risk. Contact us for a free demo.

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We have partnered with ThinkHR to provide you with a powerful tool to make quick, accurate and intelligent Human Resources decisions. Businesses across the country are calling it the best HR resource they’ve ever used.

ThinkHR doesn’t make you talk to a machine. Instead, you get access to real live HR professionals. If you don’t have a Human Resources department, now you do! If you have one, make their lives easier, with ThinkHR.
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We think that lasting success stems from accountability – from trust. With our annual check-up, and regular coaching calls, our staff ensures that we’re on top of your account. This check up often includes:

• Loss History Evaluation
• Mod Analysis
• Audit Verification (Audits frequently have errors, the ones we find could mean a check in the mail for you)
• Insurance Marketing Strategy
• Important Claims Updates

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Timing after an accidental is critical…and the hours immediately following the accident can affect your risk tremendously. Our new mobile app will help you and your employees manage your risk quickly and efficiently.

Our mobile application will offer your supervisors & employees the most convenient way to report safety incidents, hazards, and claims to management. You can also call our 24/7 Claims Hotline.

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COMP CARE sets the standard in workers’ compensation cost containment, which is a common issue. The program focuses on preventing injuries from happening in the first place, instilling procedures for when an injury does occur, and managing claims with the goal of getting the employee back to work as soon as possible. For more information on COMP CARE click here.
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We have the ability to bring you best in class fleet safety technology at a cost effective price. This could include:

Video in every vehicle – Patented vehicle data and video event recording technology, combined with a comprehensive driving performance program. Helps protect drivers on the road, and improve results for fleets everywhere.

Telematics – helps you turn comprehensive data on engine diagnostics, speeding, harsh braking and more into timely corrective action.

Web-based MVR monitoring –  ensures that you know when a driver receives a new violation (daily, weekly or monthly depending on state).

Decal Based Monitoring – Our vendor’s pioneering decal-based driver monitoring has delivered exceptional ROI for more than 20 years — and it’s even more valuable as a complementary component.

Plus – Cell Phone Monitoring, Training, & Coaching
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Request A Meeting With A Risk Advisor

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