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What is Director’s and Officer’s Insurance?

Director’s and Officer’s insurance specifically provides insurance coverage for a “wrongful act,” such as an actual or alleged error, omission, misleading statement, neglect or breach of duty.

For example, A manufacturer told one of its suppliers to increase inventory because they were expecting a large increase in production. As predicted, demand for the manufacturer’s product grew, but the manufacturer increased its inventory with another vendor. The original supplier successfully sued the manufacturer, alleging they suffered damages as a result of having relied on the manufacturer’s promise.
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Find out more information by filling out the form below or give us a call at

(914) 357-8444

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A Director’s and Officer’s Insurance provides defense costs and indemnity coverage to the entity listed on the policy declarations, which may include the following:

Coverage for individual directors and officers
Reimbursement to the organization for a contractual obligation to indemnify directors and officers that serve on the board
Protection for the organization or entity itself

What additional forms of Director’s and Officer’s insurance are offered?

Entity coverage
Payment priority for insured persons
Severability of the insured as well as severability of the application
Coverage over time, meaning coverage responds to past, present and future directors and officers
Pay on behalf clause
Duty to defend clause

Who can bring in a D&O Lawsuit?

Statistics show that shareholders and employees are the most likely groups to sue private companies. Other parties may include corporations against themselves, and a variety of third parties, such as competitors, creditors and regulatory bodies.

Request A Meeting With A Risk Advisor

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Metropolitan Risk Advisory

Directors & Officers Insurance