Covering Your Out of State Exposure NYSIF Workers Compensation Policy

If you have jobs, locations, work, or employees who are now working from home and you are covered by the NY State Insurance Fund you need to make adjustments to your workers’ compensation insurance policy. Understanding the out of state exposure NYSIF compensation policy can be beneficial to keep your insurance and claims costs down. … Continue reading Covering Your Out of State Exposure NYSIF Workers Compensation Policy

COVID-19 Resource Guide for Employers

For our clients and the curious here is a great resource guide as you seek to build out your own programs and responses to the COVID 19 pandemic. We have been fielding a great many calls from companies looking to get ahead of this issue. We thought we would aggregate the information that is the … Continue reading COVID-19 Resource Guide for Employers

What Are The Employer Posting Requirements for NY State

A frequent question we get from NY State employers are what are the employer posting requirements for NY State. It’s important to update your employer postings, especially since the New York State Department of Labor is requiring a poster placed in a high trafficked area explaining and giving direction on your Sexual Harassment policy. For more … Continue reading What Are The Employer Posting Requirements for NY State

Resuming Business Operations During Covid-19

Foremost on most organization’s agenda is how do we resume operations in a COVID-19 world? Candidly it’s a bit complicated contingent on a great many factors. Here’s a very short list of some contingencies. What does your operation look like; what do you do?  What does your service plant or office look like? How is … Continue reading Resuming Business Operations During Covid-19

Disturbing Hacking Trends

Security experts commonly say that there are only two types of companies these days. There’s companies that have been hacked, and those that don’t yet know that they’ve been hacked. Here are some important hacking trends given by a statistical study. Verizon’s 2020 Data Breach Investigations Report counted 3,950 CONFIRMED data breaches last year in addition to … Continue reading Disturbing Hacking Trends

7 Common Insurance Errors Businesses Make

We recently left a meeting with one of the largest construction companies in the country, whose sales are north of a billion dollars annually. The first comment my counterpart made was, “I cannot believe how poor their systems are…” I turned to him and gave him one of my favorite lines because it still rings … Continue reading 7 Common Insurance Errors Businesses Make

A Small Business’ Guide To The CARES Act

On Friday, March 25, 2020, the US Senate passed the CoronaVirus Aid, Relief and Economic Security Act (CARES Act), to help provide financial relief to the people and business of America. This bill is a $2 Trillion dollar relief in response to the economic fallout from the fast-developing Coronavirus pandemic. The CARES Act is meant … Continue reading A Small Business’ Guide To The CARES Act

Applying For A Small Business Administration Loan?

I don’t know any business in the tristate metropolitan region that has not been impacted by COVID-19. For those looking to shore up their balance sheets here’s a quick primer on applying for a small business administration loan courtesy of our accountants Citrin/Cooperman.  Currently, the Small Business Administration is working with states to provide targeted, … Continue reading Applying For A Small Business Administration Loan?

Coverage Impact From Coronavirus Relating To Business Income Within Your Commercial Insurance Policy

With the number of people infected by the Coronavirus growing every day, customers are voicing their concerns about how their insurance coverage will protect them from potential closers and lost revenue.    We’ve had a number of clients ask what coverages will protect them from losses resulting from the COVID19 virus. Organizations that rely on … Continue reading Coverage Impact From Coronavirus Relating To Business Income Within Your Commercial Insurance Policy