All posts by Ryan Denis

Ryan Denis is the Marketing Director of Metropolitan Risk Advisory. He has been with the company since 2011.
HR Challenges, Loss Control, Workers Compensation Insurance

Did You Receive a Letter Regarding NY Department of Labor ICR 59?

Did you know if your company is located in New York, has annual payroll over $800,000, and a workers comp experience mod. over 1.20, you are required to go through safety procedures?

It’s true. In 1996 Gov. Pataki signed into Law Legislative Bill 111331 intended to improve workplace safety and control the cost of workers compensation insurance. The New York Compensation Insurance Rating Board (NYCIRB) sends out quarterly letters like this one: Compulsory Workplace Safety and Loss Prevention Program, and Q3 is here so many companies just got slapped with these notifications they had no idea were coming. If you’re one of them don’t feel like you missed something, the program is small and not well advertised. Even many insurance brokers haven’t heard of it until a client brings the letter to their attention. That doesn’t mean it’s not important though.

ICR 59 requires you go through a safety and loss prevention consultation and evaluation within 75 days of notification. Within 6 months you must comply with all the consultant’s recommendations. If you fail to get in compliance with the program you will face increased surcharges to your workers comp premium(on top of your already high experience mod.)

If you got the letter, contact us, we’ll get you in compliance. If you didn’t, consider yourself lucky. If your mod is nearing 1.20 we recommend contacting a Risk Advisor and putting together a strategy to prevent any further increase. For more information on ICR 59, including the compliance timeline, please click here. 

Claims Management, Construction Practice Group Content, Food & Beverage Practice Group Content, HR Challenges, Human Services Practice Group Content, Risk Management, Transportation Practice Group Content, Workers Compensation Insurance

Using Light Duty Jobs to Lower Your Workers Comp Costs

Okay, you’re a business. You have employees that get injured, creating workers comp claims, and then driving up your premiums. More money spent. Unfortunately, some of these workers comp claims are unavoidable as there is no way to escape employee injuries all together. However, there IS a way to REDUCE this increase in your premium payments. How?

Implement Light Duty Work!

Continue reading Using Light Duty Jobs to Lower Your Workers Comp Costs →

Risk Management

Introducing Your New Customer Portal

We are very excited to announce a significant upgrade to our customer portal giving you higher functionality & ease of use. We are in the process of rolling it out to our clients. If you have not yet received your username & password you will be receiving them shortly.

1. Why We Did It:

To successfully implement a risk management program, you need a cutting edge project management system by your side that coordinates all stakeholders toward a common goal.  Our system, “DESCARTES“ allows us to work together seamlessly on projects & tasks in order to achieve your desired results. Solid execution on your risk management program will give your business a substantial competitive advantage. DESCARTES is the nucleus of our custom designed programs.

 

2. How To Access It:

Go to our website at www.metropolitanrisk.com and click client login in the top right corner. If you ever forget your password you can reset it from this page.

 

 

 

 

 

 

Continue reading Introducing Your New Customer Portal →