Understanding Your Commercial General Liability Insurance Will Absolutely Save Your Business From Financial Ruin

Most businesses who purchase commercial general liability insurance have little understanding of how it’s structured and what is important. Instead they focus on the amount of limits offered per occurrence and the premium being charged for those commercial general liability insurance limits for their comparison when making their purchase decision. We are here to tell … Continue reading Understanding Your Commercial General Liability Insurance Will Absolutely Save Your Business From Financial Ruin

Adult Day Care Considerations for Your Business

Running an adult daycare seems to be one of the harder gigs. Between keeping employees in check and fully trained and clients safe, it is a hard organization to manage. Our adult daycare inspection considerations list should help you keep insurance claims and deductions down. One less thing to worry about! Insurance Considerations when Choosing … Continue reading Adult Day Care Considerations for Your Business

Heat Injury and Illness in the Workplace

An Under looked problem Heat injury and illness is a serious work-related danger that affects millions of American workers each year. Not only do heat injuries directly cause injuries/illness, but at times they are the underlying reason for mishandling of equipment, and lack of focus that leads to other work-related injuries. While federal agencies such … Continue reading Heat Injury and Illness in the Workplace

Is Your Organization Prepared For The Coming Changes That Could Increase Your EPL Risk?

Rapidly changing times bring rapidly changing standards when it comes to things like diversity, harassment, and discrimination.  Employment practices liability has always had significant exposure but the current social climate adds a hypersensitivity surrounding these topics which are bringing forth calls for new regulation. Consumers are more than ever keeping a close watch on both … Continue reading Is Your Organization Prepared For The Coming Changes That Could Increase Your EPL Risk?

New York State Expands Anti-Discrimination Laws

New York State (NYS) has once again increased its protections against workplace discrimination and harassment by updating and expanding its Anti-discrimination laws. Under a new law enacted on Aug. 12, 2019, certain provisions that were added by the state’s 2019 budget in 2018 are expanded so that they cover not only sexual harassment but also … Continue reading New York State Expands Anti-Discrimination Laws

4 Types of Insurance To Consider Purchasing For Home Health Care Agencies

Being prepared with the right home health care insurance will help you develop a strong system in your company. It’s important to have a tight process so everything is clear and understood. When opening your own home healthcare agency there are many opportunities for risk. As an employer, you take on the extra risk of … Continue reading 4 Types of Insurance To Consider Purchasing For Home Health Care Agencies

Workers Comp Claim: How To Prevent Hiring Your Next One

Did you know that MOST workers comp challenges originate from the moment you send that offer of employment letter out?   If you didn’t, you are not alone. When you hire a new employee, you inherit their ENTIRE medical history! Your competition has turned this hiring process into their competitive advantage over you. Learn what … Continue reading Workers Comp Claim: How To Prevent Hiring Your Next One

4 Quick Tips To Avoid or Finance A Wrongful Termination Suit

Wrongful termination suits typically occur when an employee feels their firing was unjust. We will cover 2 of the most prevalent reasons employers are sued for wrongful termination as well as 4 quick tips to mitigate the loss. The first is when terms in the employee handbook alter the “at will status” of employment. The … Continue reading 4 Quick Tips To Avoid or Finance A Wrongful Termination Suit

Avoiding General Wrongful Termination Lawsuits

Firing an employee happens often and this recession has caused employers to fire many employees. Some cases involve an employee filing a lawsuit for unjustified termination. New York State employers are more protected by wrongful termination litigation than most states because of its ‘at will’ presumption. Ways to stay out of court after firing an … Continue reading Avoiding General Wrongful Termination Lawsuits