Why Current Economic Conditions Are Perfect To Restructure Your Insurance Program

In our opinion, there is no better time to consider alternative risk transfer as a strategy to get more cost-efficient with respect to your current commercial property insurance, commercial liability insurance, workers compensation insurance, & commercial auto insurance. As I write this the country and the world are about to exit the covid pandemic. If … Continue reading Why Current Economic Conditions Are Perfect To Restructure Your Insurance Program

Construction Manager Vs. General Contractor- What Is The Difference?

Your operations are as a General Contractor, but the contract you are looking to enter (or have entered) references to your organization as a Construction Manager. Is there an issue here? Although at first glance you may see similarities between a General Contract (“GC”) and Construction Manager (“CM”), their difference in operations, and in turn … Continue reading Construction Manager Vs. General Contractor- What Is The Difference?

A Fireside Chat with A Claims Adjuster

Our Claims Advocacy Team got to sit down with a workers’ compensation claims professional who specializes in high exposure claims. They discussed a high exposure claim that wasn’t reported timely to the carrier after the incident occurred.     Please Note: This article has been edited for clarification and to protect the identities of those involved … Continue reading A Fireside Chat with A Claims Adjuster

Protecting Your Workforce From Winter Related Illness

Winter weather creates new challenges for employers trying to protect their employees from work-related accidents. Snow and Ice. How are you protecting your employees from potential slip and fall incidents related to snow and ice? According to OSHA, 20% of all workplace injuries are due to trips, slips, and falls.  Types Of Cold Related Illness … Continue reading Protecting Your Workforce From Winter Related Illness

OSHA 2020 Workplace Injury Reports Due By March 2, 2021

The Occupational Safety and Health Administration (OSHA) reminds employers that it began collecting 2020 workplace injury data on Jan. 2, 2021. When are OSHA 300A Reports Due? All OSHA 300a records must be submitted electronically by March 2, 2021. Organizations with 250 or more employees are currently required to keep OSHA injury and illness records … Continue reading OSHA 2020 Workplace Injury Reports Due By March 2, 2021

Should We Require Our Employees To Be Vaccinated For Covid 19

Should my company mandate vaccinations?  Like everything Covid related, the answer is complicated. According to employment law attorney  Rich Landau of Jackson Lewis, their tentative position is that requiring employees to be vaccinated for COVID 19 is very difficult to mandate. This is primarily due to EAU (Emergency Use Status) of the vaccine, legal risks … Continue reading Should We Require Our Employees To Be Vaccinated For Covid 19

New York State’s Updated Sick Leave Law

New York State’s Paid Sick Leave policies were introduced on April 3, 2020, and went into effect on Sept. 30, 2020. On January 1, 2021, employees may start using their accrued leave.  The number of sick leave hours required is based on the number of employees that work within your organization: 0-4 Employees: If your … Continue reading New York State’s Updated Sick Leave Law

How Workers’ Compensation Class Code #8873 “Telecommuter Reassigned Employees” Can Help You Save Money On Your Insurance Premium

The New York Workers’ Compensation Insurance Rating Board (NYCIRB) has released a new class code for ‘Telecommuter Reassigned Employees’. If you are a business owner you might be wondering how do I adjust my workers’ compensation rates for employees that we kept on the payroll, but did not actually perform their duties? It doesn’t make … Continue reading How Workers’ Compensation Class Code #8873 “Telecommuter Reassigned Employees” Can Help You Save Money On Your Insurance Premium

New Jersey’s New COVID-19 Workers’ Compensation Legislation Favors Employees

On Sept 14, 2020, New Jersey Governor Phil Murphy signed into law Senate Bill 2380 (S2380), expanding access to workers’ compensation benefits for workers infected with COVID-19. This bill retroactively covers Covid-19 positive “essential” workers up to March 9, 2020. This new law diminishes the usual requirement of a worker to prove that his injury … Continue reading New Jersey’s New COVID-19 Workers’ Compensation Legislation Favors Employees