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Captive, General Liability Insurance, Line of Insurance, Risk Financing, Risk Management, Risk Transfer, Workers Compensation Insurance

Why Current Economic Conditions Are Perfect To Restructure Your Insurance Program

In our opinion, there is no better time to consider alternative risk transfer as a strategy to get more cost-efficient with respect to your current commercial property insurance, commercial liability insurance, workers compensation insurance, & commercial auto insurance. As I write this the country and the world are about to exit the covid pandemic. If … Continue reading Why Current Economic Conditions Are Perfect To Restructure Your Insurance Program →

Captive, Line of Insurance, Practice Groups, Risk Financing, Risk Management, Risk Transfer

Reduce Costs At Scale By Restructuring Your Commercial Insurance Program

Have you ever wondered how utilizing captives, a high deductible insurance program, alternative risk transfer, self-insured retentions, or retrospective rating plans could further reduce your commercial insurance costs off your already low commercial insurance rates? Too often business owners are chasing the wrong rabbit. They think that by purchasing their commercial insurance for less than … Continue reading Reduce Costs At Scale By Restructuring Your Commercial Insurance Program →

Captive, Line of Insurance, Practice Groups, Risk Financing, Risk Management, Risk Transfer

What Is The Cost To Run A Captive Insurance Program?

How much does it cost to start and run a captive insurance company? It’s the most frequent upfront question we get from organizations that are looking at starting their own captive insurance company for their organization. The short answer is zero, but when we tell business this they’re left in shock.  After we walk them … Continue reading What Is The Cost To Run A Captive Insurance Program? →

Cyber Liability Insurance, Risk Management, Risk Transfer

New York Department of Financial Services Warns Businesses Who Use “Instant Quote” Software of Targeted Cyber Attacks

The New York Department of Financial Services (DFS) has issued a cybersecurity fraud alert to all of its regulated entities, describing a “systemic and aggressive” campaign to steal consumers’ private data. The DFS has reported from several regulated entities of successful or attempted data theft from websites that provide instant quotes to the end-user.  All … Continue reading New York Department of Financial Services Warns Businesses Who Use “Instant Quote” Software of Targeted Cyber Attacks →

Construction Practice Group Content, Food & Beverage Practice Group Content, HR Challenges, Human Services Practice Group Content, Other, Risk Transfer, Transportation Practice Group Content

New Bill To Broaden Workplace Harassment Puts Business At Greater Risk

N.Y. State lawmakers are working towards stricter standards on workplace harassment. Under today’s guidelines, judges have determined “pulling a bra strap” or “suggesting a woman gets breast implants” doesn’t qualify as workplace harassment. The proposed revisions to the law suggest any discriminatory conduct that is more than petty or slight inconvenience is harassment.    If … Continue reading New Bill To Broaden Workplace Harassment Puts Business At Greater Risk →